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$785,000

Listing Price

4beds

5baths

3,564sqft

54,450sqft lot

38w042 Mallard Lake Rd, Saint Charles, IL 60175

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

221.31

Price / sqft

1999

Year built

Home Details

Set on a private 1.26-acre lot in desirable Heritage Oaks and within award-winning District 303 schools, this brick and cedar home offers space, comfort, and a functional layout. The circular driveway and stately facade welcome you to a home filled with natural light from ample windows, with the south-facing front creating bright, inviting spaces year-round. Inside, the vaulted living room features a dramatic brick fireplace and connects seamlessly to the kitchen, updated in 2023 with crisp white cabinetry and equipped with a new double oven and dishwasher (2024). The main-floor full bath adds flexibility for guests or a spacious home office with a separate entrance to a front patio. Upstairs, the primary suite is joined by three additional bedrooms-one with an en suite and another with a Jack-and-Jill bath. The finished walkout basement includes a large wet bar, wine cellar, fireplace, and full bath, with the option to add an additional bedroom with its own fireplace. A main-level office with industrial-style finishes and a separate exterior entrance provides a private workspace. The circular driveway and 3-car side-load garage offer convenience, while the oversized lot with mature landscaping and established trees provides privacy and a peaceful setting. Recent updates include the roof (2020), two HVAC systems and furnaces (2023), and the well pump (2024). Located in unincorporated St. Charles, just minutes from South Elgin amenities.

Interior Details

Square Feet
  • 3564

Bedrooms
  • 4

Bathrooms
  • 5

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Carpet

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 54450

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • N/A

Exterior
  • Combination

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • Asphalt

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$12,817

$29,599

$142,831

--%

$172,430

2018

$13,100

$32,541

$143,191

--%

$175,732

2017

$14,580

$31,428

$161,514

--%

$192,942

2016

$15,355

$30,324

$155,841

--%

$186,165

2015

$15,450

$29,997

$150,602

--%

$180,599

2013

$13,437

$30,297

$131,685

--%

$161,982

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Average Home Price in 60175

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$799,900

4 Beds

4 Baths

3,525 Sqft

58,370 Lot (sqft)

Sold 10/13/2026

$785,000

4 Beds

5 Baths

3,564 Sqft

54,450 Lot (sqft)

Sold 10/13/2026

$793,370

4 Beds

1.5 Baths

3,186 Sqft

58,806 Lot (sqft)

Sold 10/13/2026

$850,000

4 Beds

5 Baths

3,878 Sqft

14,243 Lot (sqft)

Sold 10/13/2026

$871,786

3 Beds

2.5 Baths

3,954 Sqft

18,499 Lot (sqft)

Sold 10/13/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
785,000
$
Down payment
157,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
4,710
$
HOA (Monthly)
0
$
PMI
0
$
$5,081
Your Payment
Total Monthly Payment:$5,081
Percent of Income:87%
Affordable:No

Details for 38W042 MALLARD LAKE RD

Property Debt

Foreclosure Contact Details

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