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$1,299,000

Listing Price

5beds

3baths

2,808sqft

37,026sqft lot

40149 Main St, Waterford, VA 20197

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  • Full foreclosure details

  • Home value, equity and ownership info

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For Sale

Off Market

Single Family

Home type

481.39

Price / sqft

1780

Year built

Home Details

The Bank House Circa 1806nLocated in the heart of historic Waterford, The Bank House is a stunning example of Federal architecture dating back to 1806. Carefully restored over the years, this home retains its original woodworking, hardware, and wide-plank floors while seamlessly incorporating modern comforts.nStepping into the grand foyer, youll be welcomed by high ceilings and a beautifully crafted staircase. The modern eat-in kitchen, designed for both style and practicality, opens to a mudroom and back porch, creating a bright and airy living space. The large dining room, complete with a wood-burning fireplace, flows into the elegant paneled library with wood stove is the heart of the home.nUpstairs, youll find five spacious bedrooms and two full baths, offering ample room for family and guests. A full walk-up attic provides generous storage space.nThe beautifully landscaped lot backs to 144 acres of preserved open land with scenic walking trails and a tranquil creek. Enjoy outdoor living on the large side porch or dine al fresco on the stone patio. The property also includes the original spring house and a charming smokehouse, now serving as a garden shed. Located in western Loudoun, this historic treasure offers a peaceful retreat while remaining convenient to local wineries, breweries, and Leesburg. Dulles Airport is just 25 minutes away, and Washington, D.C., is only 30 miles from your doorstep.nnA rare opportunity to own a piece of history in the quaint village of Wat

Interior Details

Square Feet
  • 2808

Bedrooms
  • 5

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Oil

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Wood (unspecified)

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 37026

Water
  • Yes

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Colonial

Exterior
  • Brick/stone (brick And/or Stone)

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • Metal

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$8,389

$213,400

$597,220

--%

$810,620

2019

$7,648

$213,400

$518,470

--%

$731,870

2018

$6,742

$213,400

$408,010

--%

$621,410

2017

$7,026

$213,400

$411,140

--%

$624,540

2016

$7,550

$213,400

$446,070

--%

$659,470

2014

$6,646

$200,000

$375,420

--%

$575,420

2013

$7,019

$211,100

$371,420

--%

$582,520

2012

$7,271

$211,100

$377,700

--%

$588,800

percent-home-icon

Average Home Price in 20197

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$1,299,000

5 Beds

3 Baths

2,808 Sqft

37,026 Lot (sqft)

Sold 10/06/2026

$1,150,000

4 Beds

5 Baths

2,910 Sqft

108,900 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
1,299,000
$
Down payment
259,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
7,794
$
HOA (Monthly)
0
$
PMI
0
$
$8,409
Your Payment
Total Monthly Payment:$8,409
Percent of Income:144%
Affordable:No

Details for 40149 MAIN ST

Property Debt

Foreclosure Contact Details

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