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$399,000

Listing Price

2beds

2baths

1,224sqft

165,749sqft lot

431 M St, Charlotte, NC 28204

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

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For Sale

Off Market

Condo / Townhome

Home type

309.85

Price / sqft

2006

Year built

Home Details

Urban Living at its Finest! Step into this renovated three-story condo in the heart of Charlotte, where style meets convenience. From the moment you walk in, youll love the modern finishes, open living spaces, luscious greenery views and abundant natural light. Upstairs, youll find the spacious primary bedroom with a walk-in closet. Outside your door, Charlotte is at your fingertipsshopping, dining, parks, and entertainment venues are all just steps away. Whether its a night out, a walk in the park, or a cozy evening at home, this condo gives you the best of both worlds: city and comfort! Dont miss your chance to live in one of Uptowns most desirable locations. This isnt just a homeits a lifestyle! Ask about the 100% financing program with $20,000 in closing cost assistance!

Interior Details

Square Feet
  • 1224

Bedrooms
  • 2

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Heat Pump

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Electric

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 165749

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • N/A

Exterior
  • Brick

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • Other (not Classified)

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$2,845

$0

$279,800

--%

$279,800

2019

$2,829

$0

$279,800

--%

$279,800

2018

$2,504

$67,500

$114,900

--%

$182,400

2017

$2,454

$67,500

$114,900

--%

$182,400

2016

$2,445

$67,500

$114,900

--%

$182,400

2013

$2,940

$67,500

$114,900

--%

$182,400

2013

$2,940

$75,000

$148,000

--%

$223,000

2012

$2,874

$75,000

$148,000

--%

$223,000

percent-home-icon

Average Home Price in 28204

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$318,786

2 Beds

1 Baths

1,080 Sqft

27,642 Lot (sqft)

Sold 10/02/2026

$385,000

2 Beds

2 Baths

1,202 Sqft

165,749 Lot (sqft)

Sold 09/26/2026

$350,000

2 Beds

2 Baths

1,177 Sqft

27,642 Lot (sqft)

Sold 09/18/2026

$351,488

3 Beds

2 Baths

1,134 Sqft

39,249 Lot (sqft)

Sold 09/05/2026

$425,910

2 Beds

2 Baths

1,308 Sqft

37,912 Lot (sqft)

Sold 08/28/2026

$347,070

2 Beds

2.5 Baths

1,246 Sqft

1,786 Lot (sqft)

Sold 06/16/2026

$332,467

2 Beds

2.5 Baths

1,115 Sqft

38,410 Lot (sqft)

Sold 05/14/2026

$353,734

2 Beds

2.5 Baths

1,160 Sqft

38,410 Lot (sqft)

Sold 05/05/2026

$424,900

3 Beds

2 Baths

1,380 Sqft

16,234 Lot (sqft)

Sold 10/06/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
399,000
$
Down payment
79,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,394
$
HOA (Monthly)
0
$
PMI
0
$
$2,583
Your Payment
Total Monthly Payment:$2,583
Percent of Income:44%
Affordable:No

Details for 431 M ST

Property Debt

Foreclosure Contact Details