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$489,000

Listing Price

4beds

3baths

1,584sqft

148,104sqft lot

187 Lake Rd, Berne, NY 12023

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

228.88

Price / sqft

1978

Year built

Home Details

Welcome to 187 Lake Rd--an exceptional lake-access home offering the perfect blend of year-round living, vacation home retreat, and Airbnb investment opportunity near beautiful Lake Onderdonk. Situated on 3.4 private acres, this property provides a rare combination of privacy, land, and water proximity, located directly across the street from the lake with convenient public lake access nearby.nTucked away in a serene, wooded setting, this move-in ready home delivers both comfort and character. The interior features a dramatic vaulted ceiling living room filled with natural light, creating an open-concept feel ideal for entertaining. A stunning loft overlooking the main living space, accessed by a striking three-story spiral staircase, adds unique architectural appeal and flexible living space--perfect for a home office, guest area, or creative studio. Additional highlights include a full basement for storage, plus two separate heating systems, offering energy efficiency and functionality for all seasons.nA major value-add is the large detached garage with upgrades, featuring a second-floor apartment space with income potential. Ideal for an in-law suite, guest house, short-term rental (Airbnb), or long-term rental income, this versatile structure significantly enhances the property's investment potential. In excellent condition, this property checks all the boxes for buyers seeking a private lake-area home, multi-use property, or income-producing real estate. Don't miss this

Interior Details

Square Feet
  • 1584

Bedrooms
  • 4

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Hot Water

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 148104

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    3

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Contemporary

Exterior
  • Wood

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$3,556

$200

$1,300

--%

$1,500

2018

$3,579

$200

$1,300

--%

$1,500

2017

$3,659

$200

$1,300

--%

$1,500

2016

$3,706

$200

$1,300

--%

$1,500

2015

$3,713

$200

$1,300

--%

$1,500

2013

$2,537

$200

$1,300

--%

$1,500

2011

$3,548

$200

$1,300

--%

$1,500

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Average Home Price in 12023

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$212,383

4 Beds

1 Baths

1,536 Sqft

14,810 Lot (sqft)

Sold 10/17/2026

$489,000

4 Beds

3 Baths

1,584 Sqft

148,104 Lot (sqft)

Sold 10/26/2026

$379,900

2 Beds

2 Baths

1,452 Sqft

12,000 Lot (sqft)

Sold 10/13/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
489,000
$
Down payment
97,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,934
$
HOA (Monthly)
0
$
PMI
0
$
$3,165
Your Payment
Total Monthly Payment:$3,165
Percent of Income:54%
Affordable:No

Details for 187 LAKE RD

Property Debt

Foreclosure Contact Details