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$495,000

Listing Price

3beds

3baths

1,421sqft

87,120sqft lot

1011 Lake Monticello Rd, Palmyra, VA 22963

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

342.58

Price / sqft

1979

Year built

Home Details

**Seller offering 5K towards settlement fees**nnSet on 2 beautiful acres in Fluvanna County right outside of the Lake Monticello community, this beautifully remodeled home offers the perfect blend of modern style and peaceful country living. With approximately 2,000 square feet of finished space, every detail has been thoughtfully updated to create a move-in ready retreat. The main level features a bright, open-concept layout with 3 spacious bedrooms and 2 full bathrooms. The stunning kitchen is the heart of the home, showcasing crisp white cabinetry, sleek quartz countertops, large kitchen island, and plenty of space for cooking and entertaining! The adjoining living area is warm and inviting, highlighted by a modern fireplace with a stylish shiplap surround. Both full bathrooms on the main level boast beautiful tile work and durable luxury vinyl plank flooring, combining elegance with everyday functionality. Downstairs, the finished basement expands your living space with a large recreation room, bonus room, and an additional full bathroom ideal for guests, a home office, or multi-generational living. Step outside and enjoy everything this property has to offer. Relax on the covered concrete front porch, unwind in the screened-in porch, or entertain on the back deck overlooking the expansive backyard. Additional features include a paved driveway, attached carport, whole house generator, and a large Garage/Workshop with electricity perfect for hobbies or extra storage. And t

Interior Details

Square Feet
  • 1421

Bedrooms
  • 3

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Heat Pump

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Electric

Basement
  • Has Basement:

    No

  • Basement Type:

    Partial

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Carpet

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 87120

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Carport (unspecified)

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Wood Siding

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$1,803

$42,500

$152,500

--%

$195,000

2019

$1,803

$42,500

$152,500

--%

$195,000

2017

$1,590

$42,500

$140,300

--%

$182,800

2016

$1,590

$42,500

$140,300

--%

$182,800

2015

$1,590

$42,500

$140,400

--%

$182,900

percent-home-icon

Average Home Price in 22963

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$325,340

3 Beds

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1,288 Sqft

14,985 Lot (sqft)

Sold 07/07/2026

$320,883

3 Beds

1.5 Baths

1,238 Sqft

14,985 Lot (sqft)

Sold 10/06/2026

$321,385

3 Beds

2 Baths

1,300 Sqft

21,083 Lot (sqft)

Sold 10/05/2026

$325,000

3 Beds

2 Baths

1,392 Sqft

15,507 Lot (sqft)

Sold 10/06/2026

$375,098

3 Beds

2 Baths

1,208 Sqft

20,822 Lot (sqft)

Sold 10/05/2026

$379,000

3 Beds

3 Baths

1,359 Sqft

46,871 Lot (sqft)

Sold 09/29/2026

$360,000

4 Beds

3.5 Baths

1,560 Sqft

15,987 Lot (sqft)

Sold 10/06/2026

$495,000

3 Beds

3 Baths

1,421 Sqft

87,120 Lot (sqft)

Sold 10/05/2026

$320,000

3 Beds

3 Baths

1,334 Sqft

16,466 Lot (sqft)

Sold 10/05/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
495,000
$
Down payment
99,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,970
$
HOA (Monthly)
0
$
PMI
0
$
$3,204
Your Payment
Total Monthly Payment:$3,204
Percent of Income:55%
Affordable:No

Details for 1011 LAKE MONTICELLO RD

Property Debt

Foreclosure Contact Details