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$1,200,000

Listing Price

3beds

2.5baths

2,191sqft

41,382sqft lot

128 LA Agua Ln, Troutman, NC 28166

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

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For Sale

Off Market

Single Family

Home type

547.7

Price / sqft

2012

Year built

Home Details

Waterfront Lake Norman, No HOA, your own private boat ramp, and a Duke registered dock sitting on a huge cove with long range water views: 128 La Agua Lane is the almost-an-acre slice of Lake Norman freedom buyers wait years for, and the separate lakefront cottage brings rental income on top.nnBuilt in 2012 down a private road, this is waterfront with no association dictating your dock, your boat, your paint color, or your rentals. The private boat ramp means you launch on your own schedule, and the wide cove setting opens to long range views you feel the second you walk in.nnThe main home lives easy, with a huge main level primary bedroom, an updated kitchen open to the dining and living space, and the whole living area flowing out to the lake side. Low maintenance vinyl siding, a 2 car oversized garage, and Upstairs holds two more generous bedrooms plus a dedicated office. Out back, a massive covered lakeside deck runs nearly the length of the house, built for morning coffee, sunset cocktails, and everything in between.nnThen the bonus almost no listing offers: a separate lakefront cottage with its own kitchen, sleeping space, and full bath, ideal for guests, extended family, or its established rental track record. History and details available upon request. The gazebo is the cherry on top.nnMinutes from Lake Norman State Park and 1,900 plus acres of trails, swimming, and shoreline, tucked between I-40 and I-77. Dock, ramp, cottage, main home, almost an acre, no HOA, all at

Interior Details

Square Feet
  • 2191

Bedrooms
  • 3

Bathrooms
  • 2.5

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Heat Pump

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Electric

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Wood (unspecified)

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 41382

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • Wood Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$3,561

$247,500

$311,180

--%

$558,680

2019

$3,422

$247,500

$311,180

--%

$558,680

2018

$3,135

$247,500

$268,520

--%

$516,020

2016

$2,756

$247,500

$205,110

--%

$452,610

2015

$2,756

$247,500

$205,110

--%

$452,610

2013

$2,476

$247,500

$213,950

--%

$461,450

2013

$2,476

$247,500

$193,300

--%

$440,800

2012

$1,592

$0

$0

--%

$280,160

percent-home-icon

Average Home Price in 28166

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$1,298,940

3 Beds

4.5 Baths

2,356 Sqft

25,700 Lot (sqft)

Sold 10/13/2026

$1,769,000

3 Beds

4 Baths

2,224 Sqft

22,877 Lot (sqft)

Sold 10/13/2026

$609,502

3 Beds

2.5 Baths

2,240 Sqft

22,355 Lot (sqft)

Sold 10/13/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
1,200,000
$
Down payment
240,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
7,200
$
HOA (Monthly)
0
$
PMI
0
$
$7,768
Your Payment
Total Monthly Payment:$7,768
Percent of Income:133%
Affordable:No

Details for 128 LA AGUA LN

Property Debt

Foreclosure Contact Details