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$974,900

Listing Price

2beds

1baths

805sqft

21,344sqft lot

4580 Kiser Island Rd, Terrell, NC 28682

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

1211.06

Price / sqft

1966

Year built

Home Details

Rare Lake Norman waterfront opportunity with no HOA! Welcome to The Cottage on Osprey Cove, a beautifully renovated 2-BR, 1-BA retreat offering 150 ft of prime shoreline and a spectacular year-round, 1-mile water view. Situated on a beautiful lot on Kiser Island, this move-in-ready cottage blends 1966 classic charm with modern updates, featuring pristine hardwood floors, a 5-year-old roof & HVAC, and stunning sunrises from the living room and primary bedroom. nnThe ultimate outdoor lifestyle awaits on the expansive screened porch and open grilling deck. Boaters will love the 30 ft floating dock with boat slip, water, and power-offering deep, year-round water even at lowest lake levels. The property features exceptional expansion potential. lake-fed irrigation, 360-degree security, and ample parking for an RV/boat trailer. Enjoy quiet, peaceful living but also only minutes from dining, shopping, and top-rated schools.

Interior Details

Square Feet
  • 805

Bedrooms
  • 2

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Electric

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 21344

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • Conventional

Exterior
  • Fiber Cement Siding (hardi-board/hardi-plank)

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$2,358

$220,100

$114,500

--%

$334,600

2019

$2,358

$0

$0

--%

$334,600

2018

$2,372

$0

$0

--%

$346,400

2017

$2,372

$0

$0

--%

$346,400

2016

$2,372

$0

$0

--%

$346,400

2013

$2,409

$239,100

$162,500

--%

$401,600

2013

$2,409

$239,100

$162,500

--%

$401,600

2012

$2,409

$239,100

$162,500

--%

$401,600

percent-home-icon

Average Home Price in 28682

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$974,900

2 Beds

1 Baths

805 Sqft

21,344 Lot (sqft)

Sold 10/26/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
974,900
$
Down payment
194,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
5,849.40
$
HOA (Monthly)
0
$
PMI
0
$
$6,311
Your Payment
Total Monthly Payment:$6,311
Percent of Income:108%
Affordable:No

Details for 4580 KISER ISLAND RD

Property Debt

Foreclosure Contact Details