238 N James Ave, Panama City, FL 32401

***READ IN ENTIRETY...DEAL OF THE YEAR!!! NEW CONSTRUCTION HOME UNDER $230, 000!!. SELLER WILL FINANCE THE SALE WITH 0NLY 20% DOWN, 5% INTEREST RATE(MORE THAN 1 POINT UNDER THE PREVAILING RATE), 30 YEAR AMORTIZATION, AND HERE'S THE BEST PART...A 5 YEAR BALLOON WITH NO PREPAYMENT PENALTY!! SAVE THOUSANDS IN CLOSING COSTS. NO LENDER FEES, NO APPRAISAL, NO SURVEY NEEDED!!!*** With interest rates hovering at 20 year highs, finding an affordable home is becoming harder and harder to find...until now. This 3 bedroom, 2 bathroom open concept home has all of the updates you get in a new home...at a fraction of the cost. Upgrades include but are not limited to: Quartz and cultured marble countertops throughout, stainless steel appliances, deep basin kitchen sink, kitchen island, LVP flooring, Rinnai tankless water heater, and sooo much more. The dining room is next to the kitchen and opens up to a spacious living room. The large laundry room has access to both the side and VERY spacious backyard. Rarely do homes go on the market of this caliber at this price, so move fast before this beauty gets away!! All information is approximate and should be verified by buyers if important.