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$465,000

Listing Price

3beds

2baths

1,981sqft

34,659sqft lot

1077 N Independence Dr, Montross, VA 22520

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

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For Sale

Off Market

Single Family

Home type

205.58

Price / sqft

2002

Year built

Home Details

HUGH PRICE IMPROVEMENT!nn Elevated Potomac River Retreat | Turnkey & Fully FurnishednnWelcome to 1077 N Independence Dr, an elevated Potomac River retreat offering sweeping views, modern comfort, and exceptional flexibility as a personal escape or income-producing investment in Virginias Northern Neck.nnPerched high above the river on a natural bluff, this home enjoys commanding, unobstructed water views and added privacy, with elevation that enhances both scenery and long-term peace of mind. Rather than sitting directly at the waters edge, the setting provides a unique vantage point-delivering dramatic sunsets, passing sailboats, and panoramic river scenery that remains protected and undisturbed.nnInside, this 3-bedroom, 2-bath residence was completely reimagined in 2024 with a focus on smart use of space, functionality, and livability. The home was taken down to the studs, walls were reconfigured, and the kitchen and main-level bathroom were expanded to create a more open, usable layout that lives larger than expected. Every major component is brand new-roof, flooring, appliances, fixtures, bathrooms, and finishes throughout-resulting in a home that feels fresh, modern, and turnkey.nnLarge windows and seamless indooroutdoor flow bring the riverfront lifestyle front and center. Multiple porches, a sun deck, and a fire pit seating area significantly extend the living space outdoors, making the home ideal for entertaining, relaxing, or simply enjoying the views and river breez

Interior Details

Square Feet
  • 1981

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Carpet

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 34659

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • Yes

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Conventional

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$211

$31,500

$1,000

--%

$32,500

2018

$204

$31,500

$1,000

--%

$32,500

-1

$-1

$31,500

$1,000

--%

$32,500

percent-home-icon

Average Home Price in 22520

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$849,000

2 Beds

2.5 Baths

2,210 Sqft

792,792 Lot (sqft)

Sold 09/29/2026

$288,781

4 Beds

2.5 Baths

1,896 Sqft

16,224 Lot (sqft)

Sold 10/06/2026

$465,000

3 Beds

2 Baths

1,981 Sqft

34,659 Lot (sqft)

Sold 10/05/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
465,000
$
Down payment
93,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,790
$
HOA (Monthly)
0
$
PMI
0
$
$3,010
Your Payment
Total Monthly Payment:$3,010
Percent of Income:52%
Affordable:No

Details for 1077 N INDEPENDENCE DR

Property Debt

Foreclosure Contact Details