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$451,795

Listing Price

2beds

2.5baths

1,570sqft

7,040sqft lot

3484 Horseshoe Island Rd, Clay, NY 13041

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

287.77

Price / sqft

2004

Year built

Home Details

Welcome to your own private waterfront retreat. This custom-built year-round home, built in 2004, offers approximately 1,570 square feet, 3 bedrooms, 3 full bathrooms, and 84 feet of shoreline with deep water suitable for larger boats. Surrounded by nature, with no homes directly across the water and no homes across the road, this property offers a rare sense of privacy while showcasing breathtaking water views from nearly every room. Spend your days fishing, swimming, boating, or simply relaxing on your private dock while watching boats pass by and enjoying the abundant wildlife. The impressive dock system spans the shoreline and extends into the water, creating the perfect setting for waterfront living. The main living level features two bedrooms, two full bathrooms, and a bright open-concept living area with soaring wood ceilings, abundant natural light, and sliding glass doors leading to an expansive wraparound deck overlooking the water. The beautifully updated kitchen is designed for gathering and entertaining with quartz countertops, soft-close cabinetry, a gas stove, two refrigerators, abundant cabinet space, and a massive center island with storage on both sides. A spiral staircase leads to the upper-level loft retreat featuring a third bedroom, full bathroom, and a flexible sitting area ideal for a home office, exercise room, or reading nook, all with incredible water views. Additional features include attic storage, a garage and utility area beneath the home, a sto

Interior Details

Square Feet
  • 1570

Bedrooms
  • 2

Bathrooms
  • 2.5

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 7040

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • Cottage

Exterior
  • Wood

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2016

$2,686

$600

$3,900

--%

$4,500

2016

$2,686

$600

$3,900

--%

$4,500

2016

$2,686

$600

$3,900

--%

$4,500

2016

$1,502

$600

$3,900

--%

$4,500

percent-home-icon

Average Home Price in 13041

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$199,900

3 Beds

1 Baths

1,722 Sqft

70,000 Lot (sqft)

Sold 10/26/2026

$359,900

3 Beds

1 Baths

1,440 Sqft

20,217 Lot (sqft)

Sold 10/27/2026

$451,795

2 Beds

2.5 Baths

1,570 Sqft

7,040 Lot (sqft)

Sold 10/26/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
451,795
$
Down payment
90,359
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,710.77
$
HOA (Monthly)
0
$
PMI
0
$
$2,925
Your Payment
Total Monthly Payment:$2,925
Percent of Income:50%
Affordable:No

Details for 3484 HORSESHOE ISLAND RD

Property Debt

Foreclosure Contact Details