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$325,000

Listing Price

3beds

2baths

1,582sqft

9,350sqft lot

21 Holmes St, Spencer, MA 01562

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

226.35

Price / sqft

1920

Year built

Home Details

BOM with Price Improvement!! This charming 3-bedroom, 2-bathroom residence combines classic features with modern comfort. The inviting front porch welcomes you into a spacious living room. The well-appointed kitchen boasts slate floors, ample cabinetry, and some stainless appliances, with convenient exterior access to a front patio. The primary bedroom is a true retreat, complete with two closets, a cozy fireplace, and two skylights that fill the space with natural light. The ensuite bathroom features elegant tile flooring and a shower. The first-level bathroom includes both a shower and tub, plus a linen closet for added convenience. A skylight brightens the adjacent dining room, adding a touch of charm. Upstairs, bedroom 2 is versatile with its two closets, while bedroom 3 also offers a dedicated closet. The basement under the primary bedroom provides a bonus workshop area. Head outside to discover a lush, private backyard complete with a fire pit.

Interior Details

Square Feet
  • 1582

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Oil

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 9350

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • Colonial

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • Gambrel

Roofing Material
  • Metal

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2021

$2,595

$33,300

$151,500

--%

$184,800

2020

$2,406

$33,300

$137,100

--%

$170,400

2019

$2,118

$30,000

$122,800

--%

$152,800

2018

$2,005

$34,900

$114,500

--%

$149,400

2017

$1,968

$33,300

$107,500

--%

$140,800

2015

$1,792

$38,500

$92,600

--%

$131,100

2014

$1,724

$38,500

$92,600

--%

$131,100

2012

$1,639

$38,500

$95,000

--%

$133,500

percent-home-icon

Average Home Price in 01562

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$447,218

2 Beds

1.5 Baths

1,792 Sqft

17,050 Lot (sqft)

Sold 10/06/2026

$479,000

4 Beds

3 Baths

1,657 Sqft

24,568 Lot (sqft)

Sold 10/05/2026

$399,900

2 Beds

1 Baths

1,426 Sqft

55,019 Lot (sqft)

Sold 09/29/2026

$325,000

3 Beds

2 Baths

1,582 Sqft

9,350 Lot (sqft)

Sold 09/29/2026

$450,752

3 Beds

2 Baths

1,756 Sqft

27,816 Lot (sqft)

Sold 10/05/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
325,000
$
Down payment
65,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,950
$
HOA (Monthly)
0
$
PMI
0
$
$2,104
Your Payment
Total Monthly Payment:$2,104
Percent of Income:36%
Affordable:No

Details for 21 HOLMES ST

Property Debt

Foreclosure Contact Details