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$796,622

Listing Price

3beds

2.5baths

5,084sqft

66,647sqft lot

16631 Harbor View Rd, Charlotte, NC 28278

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

156.69

Price / sqft

1986

Year built

Home Details

Set along the peaceful shores of Lake Wylie just minutes from Charlotte, this rare waterfront estate offers the increasingly hard-to-find combination of private lakefront living with effortless access to the city. Tucked inside a quiet, protected cove with calm, usable water and beautiful main-channel sunset views, the property delivers an exceptional setting for both everyday living and weekend entertaining. The main residence sits on 1.53 secluded acres, with the opportunity to incorporate additional parcels bringing the potential total to approximately 4.97 acres of contiguous waterfront land, creating even greater privacy and long-term flexibility. Large-acreage waterfront properties this close to Charlotte are becoming increasingly scarce, making this a unique lifestyle and investment opportunity. Inside, a welcoming foyer opens to expansive living areas defined by soaring ceilings, grand stone fireplaces, and walls of windows that frame the surrounding water and wooded views. The main-level primary suite is privately positioned and generously scaled, featuring custom built-ins, sweeping lake views, and direct access to the covered rear deck-an ideal setting for a future hot tub or screened outdoor retreat. Secondary bedrooms are thoughtfully placed for privacy, while multiple flex spaces allow for executive home offices, media rooms, fitness studios, or creative spaces. The lower level provides substantial storage perfectly suited for paddleboards, boating equipment, an

Interior Details

Square Feet
  • 5084

Bedrooms
  • 3

Bathrooms
  • 2.5

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Heat Pump

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Electric

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 66647

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • N/A

Exterior
  • Wood

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • Other (not Classified)

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$6,365

$300,000

$427,100

--%

$727,100

2019

$6,298

$300,000

$427,100

--%

$727,100

2018

$6,789

$300,000

$304,900

--%

$604,900

2017

$6,740

$300,000

$304,900

--%

$604,900

2016

$6,656

$300,000

$304,900

--%

$604,900

2013

$6,483

$300,000

$304,900

--%

$604,900

2013

$6,483

$300,000

$304,900

--%

$604,900

2012

$6,083

$300,000

$304,900

--%

$604,900

percent-home-icon

Average Home Price in 28278

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$--

5 Beds

6 Baths

4,988 Sqft

17,439 Lot (sqft)

Sold 05/15/2026

$796,622

3 Beds

2.5 Baths

5,084 Sqft

66,647 Lot (sqft)

Sold 10/05/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
796,622
$
Down payment
159,324.40
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
4,779.73
$
HOA (Monthly)
0
$
PMI
0
$
$5,157
Your Payment
Total Monthly Payment:$5,157
Percent of Income:88%
Affordable:No

Details for 16631 HARBOR VIEW RD

Property Debt

Foreclosure Contact Details