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$1,549,000

Listing Price

3beds

3baths

1,883sqft

7,196sqft lot

487 Harbor Dr S, Indian Rocks Beach, FL 33785

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

668.11

Price / sqft

1961

Year built

Home Details

Exceptional Waterfront Opportunity on the Intracoastal Wayerwsy! Located at the quiet southern tip of Harbor Drive, this 2015 POURED CONCRETE constructed residence offers both resilience and remarkable potential. Designed to withstand Category 5 hurricane conditions, the home remained structurally sound, sustaining only minor interior water intrusionpositioning it perfectly for a complete renovation or custom redesign. Benefiting from FEMA's Substantial Damage Allowance, buyers have the rare option to rebuild in place. The southeast-facing waterfront captures brilliant sunrises and open bay vistas, with a private dock, boat lift, and propane-heated saltwater pool and spa surrounded by lush tropical landscapingcreating a resort-style retreat ideal for morning coffee, lazy afternoons on the water, and evening waterfront dining. Nestled at the end of a cul-de-sac, this property combines privacy with freedomno HOA, no rental restrictions, and strong short-term rental potential. Indian Rocks Beach delivers the quintessential coastal lifestyle with miles of white sandy beaches, a public boat ramp, tennis courts, playgrounds, and local dining featuring fresh-caught seafood. Community amenities, including a garden and dog park, complement endless water-based recreation, from paddleboarding to boating. This property represents more than a homeit is a premier waterfront canvas for creating a lasting coastal legacy.

Interior Details

Square Feet
  • 1883

Bedrooms
  • 3

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Carpet

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 7196

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Custom Design

Exterior
  • Brick

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Concrete

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$7,606

$0

$0

--%

$480,897

2019

$7,504

$0

$0

--%

$470,085

2018

$7,327

$0

$0

--%

$461,320

2017

$7,334

$0

$0

--%

$451,832

2016

$7,302

$0

$0

--%

$442,539

2014

$4,980

$0

$0

--%

$299,915

2013

$4,963

$0

$0

--%

$295,483

2012

$5,324

$0

$0

--%

$290,544

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Average Home Price in 33785

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$657,988

-- Beds

3 Baths

2,120 Sqft

8,817 Lot (sqft)

Sold 10/08/2026

$1,765,499

2 Beds

2 Baths

1,883 Sqft

8,999 Lot (sqft)

Sold 09/30/2026

$847,481

3 Beds

2 Baths

2,024 Sqft

8,581 Lot (sqft)

Sold 08/26/2026

$1,005,509

-- Beds

2 Baths

1,710 Sqft

14,301 Lot (sqft)

Sold 07/07/2026

$1,424,279

4 Beds

2 Baths

2,140 Sqft

11,448 Lot (sqft)

Sold 06/17/2026

$1,041,002

-- Beds

2 Baths

1,634 Sqft

7,126 Lot (sqft)

Sold 05/08/2026

$899,000

3 Beds

2 Baths

1,991 Sqft

11,400 Lot (sqft)

Sold 09/29/2026

$825,000

4 Beds

3 Baths

1,767 Sqft

13,207 Lot (sqft)

Sold 10/06/2026

$695,000

2 Beds

2 Baths

1,655 Sqft

8,411 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
1,549,000
$
Down payment
309,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
9,294
$
HOA (Monthly)
0
$
PMI
0
$
$10,027
Your Payment
Total Monthly Payment:$10,027
Percent of Income:172%
Affordable:No

Details for 487 HARBOR DR S

Property Debt

Foreclosure Contact Details