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$474,542

Listing Price$490,000Est. Opening Bid

4beds

2.5baths

2,622sqft

9,900sqft lot

1060 Elma Ave, Elgin, IL 60120

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

Pre-Foreclosure

For Sale

Single Family

Home type

180.98

Price / sqft

1992

Year built

Home Details

Welcome to 1060 Elma Ave, Elgin, IL - Space, Style, and Location in Cobblers Crossing Located in the desirable Cobblers Crossing community, this spacious 4-bedroom, 2.1-bath home offers the perfect balance of comfort, functionality, and potential. Situated on a premium corner lot with a fully fenced yard, this property is ideal for both everyday living and entertaining. Step inside to find a thoughtfully designed layout featuring formal living and dining rooms, a dedicated first-floor office, and an impressive two-story family room highlighted by a dramatic fireplace that anchors the space with warmth and character. The island kitchen is built for both practicality and flow, offering abundant cabinetry, a planning desk, and a generous eating area that opens seamlessly to the backyard through sliding glass doors. Enjoy outdoor living on the deck overlooking the fenced yard complete with a storage shed. Upstairs, you'll find generously sized bedrooms, each equipped with ceiling fans, along with a well-appointed primary suite featuring dual sinks, a soaking tub, and a separate shower. Additional highlights include: Full roof replacement (tear-off) in 2020 Unfinished basement with crawl space, ready for customization Attached 2-car side-load garage Excellent storage throughout Location does a lot of heavy lifting here. You're minutes from I-90, about 3 miles to the Metra, and close to everything that makes downtown Elgin worth mentioning, including the Hemmens Cultural Center and

Interior Details

Square Feet
  • 2622

Bedrooms
  • 4

Bathrooms
  • 2.5

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Yes

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Unfinished

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 9900

Water
  • Yes

Sewer
  • No

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • Multi-level

Exterior
  • Frame

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • Asphalt

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2018

$7,423

$3,960

$21,324

--%

$25,284

2017

$7,420

$3,960

$21,324

--%

$25,284

2016

$7,946

$3,960

$23,473

--%

$27,433

2015

$6,816

$3,960

$18,066

--%

$22,026

2014

$7,673

$3,960

$21,159

--%

$25,119

2012

$6,418

$4,702

$19,210

--%

$23,912

2011

$6,116

$4,702

$19,210

--%

$23,912

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Average Home Price in 60120

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Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$456,269

3 Beds

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Sold 09/10/2026

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4 Beds

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Sold 06/04/2026

$456,466

4 Beds

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2,261 Sqft

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Sold 10/26/2026

$598,524

3 Beds

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2,912 Sqft

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Sold 10/26/2026

$486,562

4 Beds

2.5 Baths

2,294 Sqft

14,301 Lot (sqft)

Sold 10/05/2026

$474,542

4 Beds

2.5 Baths

2,622 Sqft

9,900 Lot (sqft)

Sold 10/26/2026

$468,507

4 Beds

2.5 Baths

2,912 Sqft

12,649 Lot (sqft)

Sold 10/26/2026

$501,559

3 Beds

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2,628 Sqft

8,252 Lot (sqft)

Sold 10/26/2026

$500,343

3 Beds

2.5 Baths

2,628 Sqft

9,682 Lot (sqft)

Sold 10/26/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
474,542
$
Down payment
94,908.40
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,847.25
$
HOA (Monthly)
0
$
PMI
0
$
$3,072
Your Payment
Total Monthly Payment:$3,072
Percent of Income:53%
Affordable:No

Pre-Foreclosure Details for 1060 ELMA AVE

Property Debt

Foreclosure Contact Details