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$405,115

Listing Price

3beds

2baths

1,148sqft

6,600sqft lot

1203 Elm St, Saint Charles, IL 60174

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

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For Sale

Off Market

Single Family

Home type

352.89

Price / sqft

1949

Year built

Home Details

This beautifully maintained 3 bedroom, 2 bath vinyl and cedar ranch sits on a corner lot in St. Charles and blends comfort, charm, updates, and location. Enjoy a fenced backyard with deck and paver patio, perfect for relaxing or entertaining. Inside, the living room features hardwood flooring, a bright picture window, built-in hutch, and glass French door. The spacious kitchen offers granite countertops, stainless steel appliances, and a cozy breakfast room, with key upgrades including a new dishwasher in 2023, refrigerator in 2024, and microwave in 2025. The primary bedroom has wood laminate flooring, while the additional bedrooms feature hardwood and ceiling fans. Both bathrooms are updated, and the partially finished basement adds great extra living space, along with a washer and dryer new in 2022. Major mechanical peace of mind includes a septic sewer line replaced in 2021, plus a newer driveway, AC, and sump pump. All just minutes from parks, the Fox River, schools, and downtown St. Charles, with Geneva close by as well.

Interior Details

Square Feet
  • 1148

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 6600

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • Asphalt

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$5,840

$26,046

$50,724

--%

$76,770

2018

$5,506

$23,429

$48,963

--%

$72,392

2017

$5,355

$22,628

$47,289

--%

$69,917

2016

$5,667

$21,833

$46,200

--%

$68,033

2016

$5,667

$21,598

$42,694

--%

$64,292

2013

$5,166

$21,814

$40,022

--%

$61,836

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Average Home Price in 60174

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$476,545

3 Beds

1 Baths

1,274 Sqft

6,600 Lot (sqft)

Sold 10/01/2026

$431,207

3 Beds

1 Baths

1,164 Sqft

6,600 Lot (sqft)

Sold 07/23/2026

$394,608

2 Beds

1 Baths

1,071 Sqft

16,704 Lot (sqft)

Sold 07/22/2026

$369,883

2 Beds

1.5 Baths

1,028 Sqft

6,600 Lot (sqft)

Sold 07/22/2026

$413,584

2 Beds

2 Baths

1,268 Sqft

6,600 Lot (sqft)

Sold 07/07/2026

$346,610

3 Beds

2 Baths

1,133 Sqft

9,271 Lot (sqft)

Sold 10/06/2026

$369,900

3 Beds

1 Baths

1,120 Sqft

6,600 Lot (sqft)

Sold 10/05/2026

$431,124

3 Beds

1.5 Baths

1,161 Sqft

6,608 Lot (sqft)

Sold 10/06/2026

$350,000

2 Beds

1 Baths

1,224 Sqft

6,600 Lot (sqft)

Sold NaN/NaN/NaN

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
405,115
$
Down payment
81,023
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,430.69
$
HOA (Monthly)
0
$
PMI
0
$
$2,622
Your Payment
Total Monthly Payment:$2,622
Percent of Income:45%
Affordable:No

Details for 1203 ELM ST

Property Debt

Foreclosure Contact Details