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$169,000

Listing Price

3beds

2baths

1,008sqft

5,161sqft lot

165 Elm St, Cortland, NY 13045

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

177.46

Price / sqft

1978

Year built

Home Details

Charming 3-bedroom, 1.5-bath ranch situated on a corner lot, with the added benefit of an included adjacent parcel that expands the yard space. This home features a fenced-in backyard with a 16x32 in-ground swimming pool, spacious deck with sliding glass doors for easy indoor-outdoor living, pool shed with loft storage above, and plenty of room for outdoor entertaining. Conveniently located near Dexter Park, this property offers both comfort and potential, making it an excellent starter home.nnRecent updates include a mini-split heating and air conditioning system installed in the living room in 2025, upgraded heating converted from electric to natural gas hot water baseboard heat, and a new hot water heater in 2024. The partially finished basement features radiant flooring for added comfort. The durable metal roof is approximately 5 years old. A basement half bath is currently non-functioning but could be restored with a new up flush unit. This home combines practical updates, outdoor amenities, and additional yard space in a desirable location. This home is a must-see!

Interior Details

Square Feet
  • 1008

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Electric

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Electric

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 5161

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Ranch

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$4,615

$8,700

$78,700

--%

$87,400

2020

$4,615

$8,700

$78,700

--%

$87,400

2018

$4,632

$8,700

$78,700

--%

$87,400

2017

$4,515

$8,700

$78,700

--%

$87,400

2016

$4,360

$8,700

$78,700

--%

$87,400

2015

$4,298

$8,700

$78,700

--%

$87,400

2013

$4,177

$8,700

$78,700

--%

$87,400

2011

$4,177

$8,700

$78,700

--%

$87,400

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Average Home Price in 13045

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$107,500

2 Beds

1 Baths

1,008 Sqft

6,138 Lot (sqft)

Sold 10/06/2026

$159,900

3 Beds

1 Baths

1,116 Sqft

7,358 Lot (sqft)

Sold 10/05/2026

$145,000

2 Beds

1 Baths

1,120 Sqft

4,063 Lot (sqft)

Sold 09/29/2026

$165,000

2 Beds

1 Baths

1,034 Sqft

6,528 Lot (sqft)

Sold 09/29/2026

$179,900

3 Beds

1 Baths

1,080 Sqft

15,730 Lot (sqft)

Sold 07/10/2025

$211,063

3 Beds

1 Baths

1,156 Sqft

10,956 Lot (sqft)

Sold 10/05/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
169,000
$
Down payment
33,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,014
$
HOA (Monthly)
0
$
PMI
0
$
$1,094
Your Payment
Total Monthly Payment:$1,094
Percent of Income:19%
Affordable:Yes

Details for 165 ELM ST

Property Debt

Foreclosure Contact Details