PENDING

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$185,000

Listing Price

3beds

1.5baths

1,092sqft

32,603sqft lot

581 State Route 90, Cortland, NY 13045

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Pending

Off Market

Single Family

Home type

169.41

Price / sqft

1930

Year built

Home Details

Welcome to this versatile three-bedroom, two-bath home situated on approximately three-quarters of an acre! The vinyl-sided exterior features many updated vinyl windows and a durable metal roof, offering added peace of mind and low-maintenance living. A large, flat, open grassy yard provides plenty of space for entertaining, recreation, gardening, or simply enjoying the outdoors. While conveniently located along a main road, mature foliage provides a welcome sense of privacy around the spacious yard. A two-bay attached garage is connected to the home by an enclosed breezeway, offering convenient access in all seasons. The property also features a large detached garage/workshop with an overhead door. Currently utilized for storage, a workshop, and a home gym, this versatile space offers endless possibilities for hobbies, storage, workspace, recreation, and more. Enter through the front enclosed porch and into the inviting living room, featuring beautiful pine ceilings, recessed lighting, and a beautiful bay window. Just off the living room is a flexible room currently used as a home office that could also serve as an additional bedroom or living space. The kitchen offers abundant cabinetry and counter space, recessed lighting, a double sink, pantry, updated stainless steel appliances, and a stylish backsplash. An open pass-through connects the kitchen to the formal dining room, creating an inviting flow for everyday living and entertaining. The first floor also includes a full

Interior Details

Square Feet
  • 1092

Bedrooms
  • 3

Bathrooms
  • 1.5

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Oil

Basement
  • Has Basement:

    No

  • Basement Type:

    Partial

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 32603

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • Cottage

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$3,935

$16,500

$88,500

--%

$105,000

2020

$3,935

$16,500

$88,500

--%

$105,000

2018

$1,783

$16,500

$88,500

--%

$105,000

2017

$3,853

$16,500

$88,500

--%

$105,000

2016

$2,492

$16,500

$67,000

--%

$83,500

2015

$3,936

$16,500

$67,000

--%

$83,500

2013

$3,016

$16,500

$67,000

--%

$83,500

2012

$2,485

$16,500

$67,000

--%

$83,500

2011

$2,446

$16,500

$67,000

--%

$83,500

percent-home-icon

Average Home Price in 13045

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$185,000

3 Beds

1.5 Baths

1,092 Sqft

32,603 Lot (sqft)

Sold 10/06/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
185,000
$
Down payment
37,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,110
$
HOA (Monthly)
0
$
PMI
0
$
$1,198
Your Payment
Total Monthly Payment:$1,198
Percent of Income:21%
Affordable:Yes

Details for 581 STATE ROUTE 90

Property Debt

Foreclosure Contact Details