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$35,000

Listing Price

3beds

2baths

2,236sqft

3,444sqft lot

431 Elk St, Albany, NY 12206

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

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For Sale

Off Market

Single Family

Home type

40.13

Price / sqft

1920

Year built

Home Details

Looking for a great opportunity? Look no more! This property has tons of potential and is average in living space size for the neighborhood. It is located close to main roads with easy access to local amenities, such as shopping, banking, schools, and various eateries. Per our BPO/TAX describe the property as a SFR (colonial) built in 1920. It has a GLA of approx.2236 and has 3n bedroom and 1.5baths, parital/unfinished basement and NO Garage. The property isn on 3,444 Sq ft lot *** Seller cannot guarantee access at any given time. Offersnmay be made sight unseen **

Interior Details

Square Feet
  • 2236

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Hot Water

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 3444

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Traditional/old

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$3,477

$18,000

$73,000

--%

$91,000

2018

$3,696

$18,000

$73,000

--%

$91,000

2017

$3,527

$18,000

$73,000

--%

$91,000

2016

$3,744

$18,000

$73,000

--%

$91,000

2015

$2,936

$19,100

$76,400

--%

$95,500

2013

$2,465

$19,100

$76,400

--%

$95,500

2011

$2,313

$19,100

$76,400

--%

$95,500

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Average Home Price in 12206

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$223,386

4 Beds

2 Baths

2,300 Sqft

7,500 Lot (sqft)

Sold 08/20/2026

$148,801

4 Beds

2 Baths

2,020 Sqft

1,890 Lot (sqft)

Sold 07/16/2026

$27,060

4 Beds

1 Baths

2,300 Sqft

2,500 Lot (sqft)

Sold 05/21/2026

$298,011

3 Beds

2 Baths

2,468 Sqft

2,500 Lot (sqft)

Sold 10/05/2026

$35,000

3 Beds

2 Baths

2,236 Sqft

3,444 Lot (sqft)

Sold 09/29/2026

$225,000

5 Beds

2 Baths

2,108 Sqft

3,145 Lot (sqft)

Sold 09/29/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
35,000
$
Down payment
7,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
210
$
HOA (Monthly)
0
$
PMI
0
$
$227
Your Payment
Total Monthly Payment:$227
Percent of Income:4%
Affordable:Yes

Details for 431 ELK ST

Property Debt

Foreclosure Contact Details