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$1,199,000

Listing Price

4beds

3baths

2,420sqft

14,766sqft lot

109 Downing St, Panama City Beach, FL 32413

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

374

Price / sqft

2023

Year built

Home Details

REDUCED $200K!!! Beautiful Home in Laguna Beach with private pool! This highly desirable ranch plan reflects one level living at its finest. The Marco home plan sits on approximately 1/3 acre, boasts 4 bedrooms and 3 full baths with a 3-car garage. 10 ft ceilings, 8 ft doors and LVP throughout the home. The White kitchen is bright and airy with quartz counter tops, expansive island and large walk-in pantry. Brushed gold faucets, hardware and lighting throughout the home. Large open concept living in the main areas. Large windows in the FM overlooks the gorgeous pool with outdoor shower. The spacious covered back porch is perfect for entertaining and just steps from the pool. The main bedroom has a spacious walk-in closet, separate shower/tub and double vanities. Currently on Rental Program - All reservations must be honored for at least 90 days.

Interior Details

Square Feet
  • 2420

Bedrooms
  • 4

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Vinyl/resilient

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 14766

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • N/A

Foundation
  • N/A

Roof
  • Cathedral/clerestory

Roofing Material
  • Other (not Classified)

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$1,308

$0

$0

--%

$88,525

2019

$1,159

$0

$0

--%

$80,477

2018

$950

$0

$0

--%

$73,161

2017

$838

$66,510

$0

--%

$66,510

2016

$790

$61,600

$0

--%

$61,600

2014

$916

$0

$0

--%

$69,561

2013

$793

$0

$0

--%

$67,928

2012

$779

$0

$0

--%

$66,668

percent-home-icon

Average Home Price in 32413

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$601,901

3 Beds

2 Baths

2,168 Sqft

8,015 Lot (sqft)

Sold 09/23/2026

$759,652

3 Beds

2.5 Baths

2,088 Sqft

11,194 Lot (sqft)

Sold 07/16/2026

$1,645,000

3 Beds

2 Baths

2,306 Sqft

8,799 Lot (sqft)

Sold 10/05/2026

$1,199,000

4 Beds

3 Baths

2,420 Sqft

14,766 Lot (sqft)

Sold 09/29/2026

$345,116

3 Beds

2.5 Baths

2,098 Sqft

3,484 Lot (sqft)

Sold 10/06/2026

$--

5 Beds

2.5 Baths

2,324 Sqft

6,708 Lot (sqft)

Sold 10/06/2026

$625,500

4 Beds

3 Baths

2,277 Sqft

6,577 Lot (sqft)

Sold 09/29/2026

$620,000

4 Beds

3 Baths

2,396 Sqft

6,577 Lot (sqft)

Sold 09/29/2026

$899,000

4 Beds

2 Baths

2,097 Sqft

14,244 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
1,199,000
$
Down payment
239,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
7,194
$
HOA (Monthly)
0
$
PMI
0
$
$7,761
Your Payment
Total Monthly Payment:$7,761
Percent of Income:133%
Affordable:No

Details for 109 DOWNING ST

Property Debt

Foreclosure Contact Details