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$650,723

Listing Price

4beds

3baths

2,461sqft

46,609sqft lot

2185 Cottage Park Rd, Morganton, NC 28655

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

264.41

Price / sqft

2008

Year built

Home Details

You don't want to miss this one-of-a-kind custom-built home in Burke County's best-kept secret, beautiful Cottage Park at Lake James! This exclusive, high-end gated community offers lake access from Mimosa Marina, conveniently located just across the street, along with the benefit of no city taxes. Situated on a private 1.07-acre lot, this exceptional home offers 4 bedrooms, 3 full baths, an all-weather room, and a spacious bonus room. As an added bonus, the new owner will enjoy use of a boat slip at Mimosa Marina for the remainder of 2026, plus the peace of mind of a one-year paid home warranty. Step inside to discover beautiful real hardwood floors and solid wood doors throughout. The open-concept living room, dining area, and kitchen are accented by soaring cathedral ceilings and a stunning rock fireplace, creating the perfect space for entertaining or relaxing. The kitchen features granite countertops, a closet pantry, abundant cabinetry, and newer stainless steel appliances.nThe main level offers two bedrooms and two full baths, including a spacious primary suite with a tray ceiling, walk-in closet, and luxurious ensuite featuring a custom tiled walk-in shower, Jacuzzi soaking tub, and dual granite vanity. A conveniently located laundry room with additional storage completes the main floor. One of the home's standout features is the light-filled all-weather room overlooking the private backyard. Complete with a second fireplace, it's the perfect place to unwind year-roun

Interior Details

Square Feet
  • 2461

Bedrooms
  • 4

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Ceramic Tile

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 46609

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Conventional

Exterior
  • Frame Wood

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • Asphalt

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$2,914

$44,047

$313,482

--%

$357,529

2019

$2,842

$44,047

$313,482

--%

$357,529

2018

$2,593

$60,463

$264,954

--%

$325,417

2017

$2,591

$60,463

$264,954

--%

$325,417

2016

$2,500

$60,463

$260,036

--%

$320,499

2014

$2,395

$60,463

$255,112

--%

$315,575

2013

$2,395

$60,463

$255,112

--%

$315,575

2012

$2,190

$90,795

$276,364

--%

$367,159

percent-home-icon

Average Home Price in 28655

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$650,723

4 Beds

3 Baths

2,461 Sqft

46,609 Lot (sqft)

Sold 10/26/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
650,723
$
Down payment
130,144.6
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
3,904.33
$
HOA (Monthly)
0
$
PMI
0
$
$4,212
Your Payment
Total Monthly Payment:$4,212
Percent of Income:72%
Affordable:No

Details for 2185 COTTAGE PARK RD

Property Debt

Foreclosure Contact Details