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$572,294

Listing Price

2beds

1.5baths

1,128sqft

10,350sqft lot

199 Cottage Ln, Montezuma, IA 50171

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

507.35

Price / sqft

1972

Year built

Home Details

Enjoy your own Lake Front Retreat this summer on this aesthetic property. While situated on a point of the shoreline, this property has clear, picturesque views of the East Lake, and a large 516 SF deck that overhangs the water, plus 2 sun rooms-upstairs and down to enjoy them...regardless the weather! Nestled amongst mature tree's is the perfect sized lake front home. Featuring an open floor plan to sun rooms overlooking the water, and a bedroom and bathroom on each floor, this 2 bedroom, 1 1/2 bath home is the perfect size. Unique to this property is the accessibility to the water from the road, with a 5 ft wide concrete path, along with a 9 ft wide drive on either sides of the garage. The garage also has a full basement with a smaller garage door facing the lake...that's over 1500 SF storage! Along the 75 ft of shoreline, you will find multiple ways to enjoy the water...The 516 SF deck overhanging the waters edge, plenty big for grilling & gatherings, a 32 ft dock with a platform for swimming & sunning, and an extension to access both boat lifts easily that come with the property! And you can acquire this property with peace of mind, as it had a new septic system installed in the fall of 2024, along with a new lawn and dirt work to level out the front of the property. Conveniently located just down from the highway, it is quick to access once you enter the lake, call today for a private showing!

Interior Details

Square Feet
  • 1128

Bedrooms
  • 2

Bathrooms
  • 1.5

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Yes

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Finished

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Carpet

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 10350

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    3

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Fiber Cement Siding (hardi-board/hardi-plank)

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • Asphalt

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$3,360

$144,200

$114,500

--%

$258,700

2018

$3,040

$144,200

$114,500

--%

$258,700

2017

$3,002

$120,170

$106,750

--%

$226,920

2016

$2,658

$120,170

$106,750

--%

$226,920

2015

$2,620

$109,870

$91,020

--%

$200,890

percent-home-icon

Average Home Price in 50171

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$507,415

-- Beds

2 Baths

979 Sqft

10,296 Lot (sqft)

Sold 06/26/2026

$754,092

3 Beds

2 Baths

960 Sqft

17,208 Lot (sqft)

Sold 10/06/2026

$572,294

2 Beds

1.5 Baths

1,128 Sqft

10,350 Lot (sqft)

Sold 09/29/2026

$368,000

2 Beds

1.5 Baths

1,260 Sqft

11,867 Lot (sqft)

Sold 10/06/2026

$92,000

4 Beds

3 Baths

1,232 Sqft

25,261 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
572,294
$
Down payment
114,458.8
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
3,433.76
$
HOA (Monthly)
0
$
PMI
0
$
$3,705
Your Payment
Total Monthly Payment:$3,705
Percent of Income:64%
Affordable:No

Details for 199 COTTAGE LN

Property Debt

Foreclosure Contact Details