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$172,900

Listing Price

2beds

1baths

950sqft

3,615sqft lot

228 Clay St, New Albany, IN 47150

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

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For Sale

Off Market

Single Family

Home type

192.41

Price / sqft

1929

Year built

Home Details

Charming, affordable and just minutes from the heart of downtown New Albany, this updated 2-bedroom, 1-bath home blends character with convenience. Inside, youll find an open-concept layout that makes the most of every square foot. Perfect for entertaining or cozy nights in. The style is modern rustic, with warm touches and thoughtful details that create a welcoming vibe. The updated kitchen flows right into the living area, so youre never far from the conversation. And while the main level offers everything you need, theres even more space in the unfinished basement. Perfect for storage, a home gym, or future finishing. Laundry and utilities are located in the basement, keeping your main living area clutter free. Affordably priced and move in ready, this home is a rare find for anyone looking to own for the first time or downsize.

Interior Details

Square Feet
  • 950

Bedrooms
  • 2

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 3615

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • N/A

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • Asphalt

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$534

$9,200

$68,200

--%

$77,400

2019

$534

$9,200

$68,200

--%

$77,400

2018

$1,365

$9,200

$53,700

--%

$62,900

2017

$419

$9,200

$53,400

--%

$62,600

2016

$470

$9,200

$50,700

--%

$59,900

percent-home-icon

Average Home Price in 47150

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$107,797

2 Beds

1 Baths

1,040 Sqft

9,017 Lot (sqft)

Sold 08/05/2026

$172,097

3 Beds

1 Baths

1,066 Sqft

8,799 Lot (sqft)

Sold 06/24/2026

$54,239

2 Beds

1 Baths

982 Sqft

3,920 Lot (sqft)

Sold 04/29/2026

$120,245

1 Beds

1 Baths

1,072 Sqft

2,614 Lot (sqft)

Sold 10/05/2026

$119,276

2 Beds

1 Baths

1,012 Sqft

2,614 Lot (sqft)

Sold 10/05/2026

$219,500

3 Beds

2 Baths

928 Sqft

3,572 Lot (sqft)

Sold 10/05/2026

$149,900

2 Beds

1 Baths

1,080 Sqft

5,489 Lot (sqft)

Sold 05/15/2021

$201,999

2 Beds

1 Baths

1,022 Sqft

4,792 Lot (sqft)

Sold 10/05/2026

$199,000

2 Beds

1 Baths

904 Sqft

3,572 Lot (sqft)

Sold 10/05/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
172,900
$
Down payment
34,580
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,037.4
$
HOA (Monthly)
0
$
PMI
0
$
$1,119
Your Payment
Total Monthly Payment:$1,119
Percent of Income:19%
Affordable:Yes

Details for 228 CLAY ST

Property Debt

Foreclosure Contact Details