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$220,000

Listing Price

2beds

1baths

690sqft

6,098sqft lot

307 Clay St, Belmont, NC 28012

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

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For Sale

Off Market

Single Family

Home type

318.84

Price / sqft

1948

Year built

Home Details

Beautifully updated and full of charm, this 2-bedroom, 1-bath bungalow offers the perfect blend of character in an unbeatable Belmont location. Inside, youll find an updated kitchen and bathroom, refinished hardwood floors, new carpet, fresh interior paint, making this home truly move-in ready. Walking distance from Reid Park and historic downtown Belmont, youll enjoy easy access to local restaurants, breweries, boutiques, parks, and year-round community events. Whether youre searching for your first home, looking to downsize, or seeking a turnkey investment property, this home offers exceptional value in one of Belmonts most desirable locations.

Interior Details

Square Feet
  • 690

Bedrooms
  • 2

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 6098

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • Bungalow

Exterior
  • Concrete Block

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$949

$15,000

$55,620

--%

$70,620

2019

$956

$15,000

$55,620

--%

$70,620

2018

$717

$13,200

$38,591

--%

$51,791

2016

$510

$13,200

$24,781

--%

$37,981

2015

$510

$13,200

$24,781

--%

$37,981

2013

$455

$12,500

$21,353

--%

$33,853

2013

$455

$12,500

$21,353

--%

$33,853

2012

$443

$12,500

$21,353

--%

$33,853

percent-home-icon

Average Home Price in 28012

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$204,269

2 Beds

1 Baths

672 Sqft

2,614 Lot (sqft)

Sold 09/16/2026

$167,301

2 Beds

1 Baths

760 Sqft

5,227 Lot (sqft)

Sold 10/26/2026

$159,900

3 Beds

1 Baths

744 Sqft

6,970 Lot (sqft)

Sold 10/27/2026

$220,000

2 Beds

1 Baths

690 Sqft

6,098 Lot (sqft)

Sold 10/26/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
220,000
$
Down payment
44,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,320
$
HOA (Monthly)
0
$
PMI
0
$
$1,424
Your Payment
Total Monthly Payment:$1,424
Percent of Income:24%
Affordable:Yes

Details for 307 CLAY ST

Property Debt

Foreclosure Contact Details