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$439,000

Listing Price

3beds

2baths

1,440sqft

3,937sqft lot

977 Chad St, Fernandina Beach, FL 32034

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

321.19

Price / sqft

2005

Year built

Home Details

Close to everything and located in the center of the City limits of Fernandina Beach. This three bedroom two bath, attached townhome is an easy bike ride to Historic Downtown, the Egan's Creek Greenway and the beaches of Amelia Island. It is a 2 story plan with master bedroom, walk in closet and ensuite bath on the first floor. Plenty of natural light and high ceilings. LVP flooring in the main areas. One car garage. No HOA fees. Ideal lock and go unit with minimal maintenance. Easy to show. Roof 2024, Water Heater 2020 HVAC 2016. MLS information is deemed reliable but not guaranteed.

Interior Details

Square Feet
  • 1440

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Carpet

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 3937

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Townhouse

Exterior
  • Wood

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Metal

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$3,791

$0

$0

--%

$193,624

2019

$3,662

$0

$0

--%

$176,022

2018

$3,252

$35,000

$125,020

--%

$160,020

2017

$3,202

$35,000

$125,698

--%

$160,698

2016

$3,267

$35,000

$126,379

--%

$161,379

2014

$1,440

$0

$0

--%

$111,013

2013

$1,597

$25,000

$82,438

--%

$107,438

2012

$1,717

$0

$0

--%

$116,286

percent-home-icon

Average Home Price in 32034

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$696,815

3 Beds

2 Baths

1,647 Sqft

7,500 Lot (sqft)

Sold 09/30/2026

$470,149

3 Beds

1.5 Baths

1,633 Sqft

12,900 Lot (sqft)

Sold 09/17/2026

$420,495

3 Beds

2 Baths

1,361 Sqft

4,202 Lot (sqft)

Sold 07/15/2026

$419,493

2 Beds

2 Baths

1,334 Sqft

4,899 Lot (sqft)

Sold 07/15/2026

$679,000

4 Beds

3 Baths

1,656 Sqft

2,700 Lot (sqft)

Sold 09/29/2026

$400,286

4 Beds

2 Baths

1,404 Sqft

6,685 Lot (sqft)

Sold 10/06/2026

$559,500

3 Beds

3 Baths

1,610 Sqft

8,267 Lot (sqft)

Sold 09/29/2026

$439,000

3 Beds

2 Baths

1,440 Sqft

3,937 Lot (sqft)

Sold 09/29/2026

$420,000

3 Beds

2 Baths

1,627 Sqft

19,450 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
439,000
$
Down payment
87,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,634
$
HOA (Monthly)
0
$
PMI
0
$
$2,842
Your Payment
Total Monthly Payment:$2,842
Percent of Income:49%
Affordable:No

Details for 977 CHAD ST

Property Debt

Foreclosure Contact Details