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$500,159

Listing Price

2beds

2baths

1,460sqft

5,698sqft lot

232 Vernon St, Fernandina Beach, FL 32034

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

342.57

Price / sqft

1960

Year built

Home Details

Completely Remodeled in 2017 all within walking distance of downtown Amelia Island. This charming cottage offers the perfect blend of cozy comfort and coastal charm. Surrounded by lush, thoughtfully designed landscaping, the home feels like a private retreat with plenty of extra driveway space to have all your new friends over. Inside, warm, inviting spaces are filled with natural light and outside sit on your front porch or dine al-fresco on your courtyard. A detached oversized one-car garage with plumbing and EXTRA storage space, not included in sq ft, adds convenience. Ideal as a getaway or full-time residence, this cottage captures the essence of island living in a truly enchanting way. Walk your way to downtown or use your golf cart explore the beaches and Island. AC 2026, Cameras and audio

Interior Details

Square Feet
  • 1460

Bedrooms
  • 2

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Wood (unspecified)

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 5698

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Metal

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Metal

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$1,485

$0

$0

--%

$118,508

2019

$1,517

$0

$0

--%

$116,206

2018

$1,444

$33,600

$79,716

--%

$113,316

2017

$1,471

$27,720

$46,125

--%

$73,845

2016

$1,343

$25,200

$42,174

--%

$67,374

2014

$1,150

$0

$0

--%

$58,050

2013

$986

$19,600

$29,866

--%

$49,466

2012

$1,044

$0

$0

--%

$52,451

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Average Home Price in 32034

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$495,926

3 Beds

2 Baths

1,345 Sqft

12,285 Lot (sqft)

Sold 10/28/2026

$470,149

3 Beds

1.5 Baths

1,633 Sqft

12,900 Lot (sqft)

Sold 09/17/2026

$1,140,363

3 Beds

1 Baths

1,497 Sqft

4,987 Lot (sqft)

Sold 09/17/2026

$655,981

3 Beds

2 Baths

1,658 Sqft

5,000 Lot (sqft)

Sold 09/01/2026

$517,390

3 Beds

2 Baths

1,274 Sqft

19,573 Lot (sqft)

Sold 06/05/2026

$514,900

2 Beds

2.5 Baths

1,454 Sqft

1,796 Lot (sqft)

Sold 08/06/2026

$490,577

2 Beds

2.5 Baths

1,436 Sqft

1,799 Lot (sqft)

Sold 10/27/2026

$574,900

3 Beds

2.5 Baths

1,631 Sqft

4,386 Lot (sqft)

Sold 10/26/2026

$679,000

4 Beds

3 Baths

1,656 Sqft

2,700 Lot (sqft)

Sold 10/26/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
500,159
$
Down payment
100,031.8
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
3,000.95
$
HOA (Monthly)
0
$
PMI
0
$
$3,238
Your Payment
Total Monthly Payment:$3,238
Percent of Income:56%
Affordable:No

Details for 232 VERNON ST

Property Debt

Foreclosure Contact Details