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$679,000

Listing Price

4beds

3baths

1,656sqft

2,700sqft lot

1312 Island Ridge Ln, Fernandina Beach, FL 32034

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

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For Sale

Off Market

Single Family

Home type

387.67

Price / sqft

2020

Year built

Home Details

FURNISHED COASTAL CRAFTSMAN. MOVE IN & GO TO THE BEACH!nWelcome to your dream AMELIA ISLAND retreat in the sought after ISLAND RIDGE community where MODERN LUXURY meets EFFORTLESS COASTAL LIVING. This stunning 2020 CRAFTSMAN home offers thoughtfully designed space with ABUNDANT NATURAL LIGHT flowing throughout every room. Step into this MOVE IN READY haven featuring a Chefs Kitchen, FLEX SPACE and a coveted MASTER ON MAIN FLOOR. The home showcases PREMIUM UPGRADES including ELEGANT SOLID WOOD PLANTATION SHUTTERS, CUSTOM backsplash, and open concept design perfect for entertaining. FURNISHED for immediate enjoyment! HOME HAS BEEN WELL MAINTAINED! SHARK COATED garage floor IN 2025 for superior protection and durability. Outside, discover your PRIVATE OASIS with AVOCADO AND FRUIT TREES creating a tropical paradise in your backyard.nnEnjoy the perks of this budget friendly residence with low HOA fees, making island living accessible and affordable. This NATURAL GAS COMMUNITY offers modern conveniences with a GAS RANGE and TANKLESS HOT WATER HEATER. Relax on your SHADED PAVER LANAI surrounded by professional landscaping, knowing every detail has been perfectly curated.nLOCATION IS EVERYTHING! BIKE OR GOLF CART TO HISTORIC DOWNTOWN FERNANDINA BEACH, just over a mile to PRISTINE AMELIA ISLAND BEACHES with 13 miles of coastline to explore, and enjoy nearby PICKLEBALL COURTS at Central Park. With FORT CLINCH STATE PARK, EGANS CREEK GREENWAY, and WORLD CLASS GOLF just minutes away, thi

Interior Details

Square Feet
  • 1656

Bedrooms
  • 4

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Tile (unspecified)

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 2700

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • N/A

Exterior
  • N/A

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Metal

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$1,131

$58,000

$0

--%

$58,000

2019

$1,195

$58,000

$0

--%

$58,000

percent-home-icon

Average Home Price in 32034

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$470,149

3 Beds

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Sold 09/17/2026

$458,926

3 Beds

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1,696 Sqft

13,157 Lot (sqft)

Sold 08/20/2026

$550,419

3 Beds

2 Baths

1,736 Sqft

11,916 Lot (sqft)

Sold 06/05/2026

$607,464

3 Beds

3 Baths

1,828 Sqft

4,386 Lot (sqft)

Sold 09/29/2026

$475,826

3 Beds

2 Baths

1,442 Sqft

8,496 Lot (sqft)

Sold 10/13/2026

$450,000

2 Beds

2 Baths

1,808 Sqft

7,632 Lot (sqft)

Sold 10/13/2026

$519,000

3 Beds

2 Baths

1,621 Sqft

6,200 Lot (sqft)

Sold 10/13/2026

$675,000

2 Beds

3 Baths

1,670 Sqft

2,500 Lot (sqft)

Sold 09/29/2026

$574,900

3 Beds

3 Baths

1,631 Sqft

4,386 Lot (sqft)

Sold 10/12/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
679,000
$
Down payment
135,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
4,074
$
HOA (Monthly)
0
$
PMI
0
$
$4,395
Your Payment
Total Monthly Payment:$4,395
Percent of Income:75%
Affordable:No

Details for 1312 ISLAND RIDGE LN

Property Debt

Foreclosure Contact Details