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$279,900

Listing Price

5beds

3baths

2,714sqft

10,454sqft lot

38 Center St, Waterloo, NY 13165

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

100.47

Price / sqft

1902

Year built

Home Details

Step into a residence where historical integrity meets thoughtful, modern living. This expansive 2,714-square-foot Foursquare home offers great architectural detail, greeting you with the warm glow of natural woodwork and gleaming hardwood floors that flow throughout the light-filled interior.nThe heart of the main level is designed for those who love to host. A leaded glass butlers pantry-a true piece of functional art-bridges the gap between the eat-in kitchen and the formal dining room. Dramatic pocket doors and delicate stained glass accents provide a sense of timeless elegance, while additional first-floor rooms offer the flexibility for a home office, library, or music room. Convenience is built-in, literally, with spacious bedrooms and a dedicated second-floor laundry room attached to the full bath.nRecent refreshments breathe new life into the space, including fresh paint throughout, updated light fixtures, and newer carpeting in the upper hallway. Outside, the property transforms into a private retreat. A newly fenced yard provides security and seclusion, complete with a custom pet ramp for your four-legged companions and a brand-new shed for all your storage needs. From the ornate original details to the functional updates, this home is a rare opportunity to own a classic style home without sacrificing modern comfort.

Interior Details

Square Feet
  • 2714

Bedrooms
  • 5

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Hot Water

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 10454

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Traditional/old

Exterior
  • Wood

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$2,799

$14,000

$116,000

--%

$130,000

2016

$6,366

$14,000

$116,000

--%

$130,000

2016

$6,366

$14,000

$116,000

--%

$130,000

2015

$-1

$12,500

$117,500

--%

$130,000

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Average Home Price in 13165

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$140,517

4 Beds

1.5 Baths

2,329 Sqft

6,970 Lot (sqft)

Sold 08/27/2026

$275,900

4 Beds

2 Baths

2,601 Sqft

30,928 Lot (sqft)

Sold 10/05/2026

$279,900

5 Beds

3 Baths

2,714 Sqft

10,454 Lot (sqft)

Sold 10/13/2026

$300,000

4 Beds

2 Baths

2,687 Sqft

18,295 Lot (sqft)

Sold 10/13/2026

$249,000

5 Beds

2 Baths

2,836 Sqft

13,939 Lot (sqft)

Sold 10/13/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
279,900
$
Down payment
55,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,679.4
$
HOA (Monthly)
0
$
PMI
0
$
$1,812
Your Payment
Total Monthly Payment:$1,812
Percent of Income:31%
Affordable:No

Details for 38 CENTER ST

Property Debt

Foreclosure Contact Details

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