Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

$188,000

Listing Price

4beds

2baths

2,472sqft

9,583sqft lot

144 N Virginia St, Waterloo, NY 13165

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

81.6

Price / sqft

1927

Year built

Home Details

THIS CHARMING TWO-STORY HOME SITS ON NEARLY A QUARTER ACRE AND IS FULL OF CHARACTER. BEAUTIFUL HARDWOOD FLOORS FLOW THROUGHOUT THE MAIN LEVEL, BEGINNING WITH A WELCOMING FRONT FOYER THAT OPENS INTO A BRIGHT AND SPACIOUS LIVING ROOM. A GENEROUS FORMAL DINING ROOM CONNECTS SEAMLESSLY TO A FUNCTIONAL EAT-IN KITCHEN WITH CERAMIC FLOORING, WHICH THEN STEPS DOWN INTO A HUGE GREAT ROOM FEATURING A WOOD-BURNING FIREPLACE SET IN A STRIKING BRICK WALL AND GLASS SLIDING DOORS THAT OPEN TO A COMPOSITE BACKYARD DECK. AN ADDED BONUS IS THE SUNROOM ON THE SOUTH SIDE OF THE HOUSE, LOCATED JUST OFF THE DINING ROOM, WITH WINDOWS ALL AROUND, A CEILING FAN, SKYLIGHT, AND ITS OWN DOOR LEADING TO THE BACKYARD. UPSTAIRS, THE HARDWOOD FLOORS CONTINUE IN GREAT CONDITION, LEADING TO FOUR BEDROOMS. ONE BEDROOM IS EXCEPTIONALLY LARGE, AS IT WAS DESIGNED AS AN ADDITION ABOVE THE GREAT ROOM BELOW, OFFERING DUAL WALL CLOSETS AND COZY CARPETING. A FULL BATH WITH TUB COMPLETES THE SECOND FLOOR. THE HOME IS UPDATED WITH ALL VINYL WINDOWS THROUGHOUT. THE FULL BASEMENT PROVIDES PLENTY OF STORAGE SPACE, ALONG WITH A HALF-OPEN BATH, AN OFFICE AREA, AND A WORKBENCH FOR PROJECTS. THE DEEP DRIVEWAY LEADS TO A ONE-CAR GARAGE, WHILE THE SPACIOUS BACKYARD BACKS TO WOODS FOR EXTRA PRIVACY. SOME UPDATING IS NEEDED, BUT WITH ITS SPACE, LAYOUT, AND LOCATION THIS HOME HAS SO MUCH POTENTIAL. IDEALLY LOCATED, IT IS WITHIN WALKING DISTANCE TO SCHOOLS, BANKS, THE SCENIC DOWNTOWN AND CANAL, AND JUST MINUTES TO THE NYS THRUWAY AN

Interior Details

Square Feet
  • 2472

Bedrooms
  • 4

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 9583

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Traditional/old

Exterior
  • Aluminum/vinyl

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$2,116

$13,300

$103,900

--%

$117,200

2016

$3,959

$13,300

$103,900

--%

$117,200

2016

$3,959

$13,300

$103,900

--%

$117,200

2015

$-1

$12,200

$94,650

--%

$106,850

percent-home-icon

Average Home Price in 13165

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$140,517

4 Beds

1.5 Baths

2,329 Sqft

6,970 Lot (sqft)

Sold 08/27/2026

$279,900

5 Beds

3 Baths

2,714 Sqft

10,454 Lot (sqft)

Sold 10/13/2026

$249,000

5 Beds

2 Baths

2,836 Sqft

13,939 Lot (sqft)

Sold 10/13/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
188,000
$
Down payment
37,600
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,128
$
HOA (Monthly)
0
$
PMI
0
$
$1,217
Your Payment
Total Monthly Payment:$1,217
Percent of Income:21%
Affordable:Yes

Details for 144 N VIRGINIA ST

Property Debt

Foreclosure Contact Details

Similar Homes Nearby