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$465,000

Listing Price

4beds

2baths

2,291sqft

30,492sqft lot

10802 Cedar Ridge Ln, Panama City, FL 32409

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

179.79

Price / sqft

2008

Year built

Home Details

Charming Home in Cedar Creek Chase Near Deer Point Lake - Spacious Lot, No HOA, & Modern Upgrades! Tucked away on a quiet cul-de-sac and just minutes from beautiful Deer Point Lake, this 4-bedroom, 2-bath home offers the perfect blend of comfort, functionality, and privacy on a generous .70-acre lot. Ideal for boating and fishing enthusiasts, the location provides both tranquility and convenience--with no HOA to limit your freedom. Step inside to find a spacious great room featuring an impressive 11-foot boxed ceiling, a cozy brick wood-burning fireplace, with doors that open to the back patio--perfect for indoor-outdoor living. The home features luxury vinyl plank (LVP) flooring installed in 2019 in the living room, dining room, and master bedroom, while the three additional bedrooms are carpeted, offering warmth and comfort. The split-bedroom floor plan ensures privacy, with a generous master suite that includes an 11 foot box ceiling, double vanities, a walk-in shower, soaking tub, and his-and-her walk-in closets. The kitchen is well-equipped with granite countertops, custom cabinetry, and stainless appliances, including a new refrigerator (2024). A breakfast room sits just off the kitchen, along with a formal dining room for entertaining. You'll also appreciate the large laundry room offering added convenience for busy households. Additional highlights include: roof replaced in 2018; new HVAC system installed in 2022; crown molding throughout the home; fully fenced ba

Interior Details

Square Feet
  • 2291

Bedrooms
  • 4

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Vinyl/resilient

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 30492

Water
  • No

Sewer
  • No

Parking
  • Type:

    Driveway

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Brick

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Other (not Classified)

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$2,066

$34,144

$177,135

--%

$211,279

2019

$2,086

$34,144

$179,046

--%

$213,190

2018

$2,159

$34,144

$182,433

--%

$216,577

2017

$2,229

$34,500

$184,359

--%

$218,859

2016

$2,297

$33,219

$186,286

--%

$219,505

2014

$2,427

$0

$0

--%

$223,357

2013

$2,134

$0

$0

--%

$220,952

2012

$2,617

$0

$0

--%

$220,250

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Average Home Price in 32409

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$502,170

4 Beds

3 Baths

2,410 Sqft

40,082 Lot (sqft)

Sold 09/10/2026

$420,000

4 Beds

2.5 Baths

2,205 Sqft

22,215 Lot (sqft)

Sold 10/26/2026

$550,000

4 Beds

2 Baths

2,533 Sqft

30,927 Lot (sqft)

Sold 10/12/2026

$479,900

4 Beds

3 Baths

2,054 Sqft

21,799 Lot (sqft)

Sold 10/13/2026

$482,223

3 Beds

2 Baths

2,082 Sqft

74,139 Lot (sqft)

Sold 10/27/2026

$465,000

4 Beds

2 Baths

2,291 Sqft

30,492 Lot (sqft)

Sold 10/26/2026

$446,343

4 Beds

3.5 Baths

2,244 Sqft

24,650 Lot (sqft)

Sold 10/13/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
465,000
$
Down payment
93,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,790
$
HOA (Monthly)
0
$
PMI
0
$
$3,010
Your Payment
Total Monthly Payment:$3,010
Percent of Income:52%
Affordable:No

Details for 10802 CEDAR RIDGE LN

Property Debt

Foreclosure Contact Details