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$2,799,000

Listing Price

3beds

2.5baths

3,256sqft

33,106sqft lot

190 Bay Trce, Santa Rosa Beach, FL 32459

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

859.64

Price / sqft

2018

Year built

Home Details

Discover an exceptional opportunity to own 95 feet of prime bay frontage on an expansive 0.76-acre homesite at 190 Bay Trace. Offering breathtaking water views, solid construction, and endless potential, this custom home delivers the ideal blend of comfort, functionality, and waterfront living--all at a price point that is increasingly rare to find on the bay.nBuilt to last, the home is supported by 35 pilings and features a thoughtfully designed floor plan with the primary suite conveniently located on the main level, along with a dedicated office/study and an inviting living room centered around a cozy fireplace.nThe beautifully appointed kitchen is the heart of the home, showcasing warm butcher block countertops, abundant workspace, and a spacious scullery that provides additional prep, storage, and organization.nDesigned for enjoying the outdoors, the sprawling waterfront living space includes a screened porch with an outdoor fireplace, as well as hookups already in place for a outdoor kitchen--creating the perfect setting for entertaining family and friends while taking in spectacular bay views.nUpstairs, you'll find two generously sized bedrooms with a full bath, along with two additional bonus rooms currently used as an art studio and storage. These spaces offer incredible flexibility and could easily be finished to add valuable square footage. The storage room is ideally suited to become a bunk room, media room, or home theater, allowing the home to grow with your nee

Interior Details

Square Feet
  • 3256

Bedrooms
  • 3

Bathrooms
  • 2.5

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Tile (unspecified)

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 33106

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • N/A

Exterior
  • Brick

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Other (not Classified)

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$8,951

$0

$0

--%

$934,051

2019

$8,696

$365,279

$547,772

--%

$913,051

2018

$3,200

$0

$0

--%

$289,818

2017

$3,006

$341,000

$0

--%

$341,000

2016

$2,396

$239,519

$0

--%

$239,519

2014

$2,092

$0

$0

--%

$203,500

2013

$1,908

$183,962

$0

--%

$183,962

2011

$1,052

$0

$0

--%

$109,350

percent-home-icon

Average Home Price in 32459

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$841,823

5 Beds

3.5 Baths

3,533 Sqft

8,712 Lot (sqft)

Sold 09/25/2026

$1,799,000

5 Beds

4 Baths

3,162 Sqft

32,670 Lot (sqft)

Sold 09/29/2026

$1,589,951

4 Beds

4.5 Baths

3,316 Sqft

17,947 Lot (sqft)

Sold 10/06/2026

$2,799,000

3 Beds

2.5 Baths

3,256 Sqft

33,106 Lot (sqft)

Sold 10/05/2026

$1,279,371

4 Beds

3.5 Baths

3,184 Sqft

32,017 Lot (sqft)

Sold 10/06/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
2,799,000
$
Down payment
559,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
16,794
$
HOA (Monthly)
0
$
PMI
0
$
$18,119
Your Payment
Total Monthly Payment:$18,119
Percent of Income:311%
Affordable:No

Details for 190 BAY TRCE

Property Debt

Foreclosure Contact Details