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$245,000

Listing Price

4beds

1baths

1,648sqft

5,663sqft lot

447 Ashland Ave, Elgin, IL 60123

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

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For Sale

Single Family

Home type

174.36

Price / sqft

1886

Year built

Home Details

Perched high on the bluff along the Fox River near downtown Elgin sits this 4-bedroom Queen Anne-style home that delivers move-in condition with room to make it your own. Light and bright throughout with 9-foot ceilings, tall windows, fresh paint in neutral colors and bamboo and laminate flooring. Interior and exterior wood molding embraces the home's character. The updated kitchen offers plentiful cabinet space, butcher block countertops, subway tile backsplash and plenty of room for a dinette. The main level offers separate living and dining rooms, a first-floor bedroom or office, and convenient half bath. Original hardwood floors under the laminate in most rooms. Upstairs are 3 spacious bedrooms, two with walk-in closets and a loft space at the top offers the perfect flex room. The clean, dry basement includes laundry machine and connects to the backyard. The mechanicals are in great shape with newer furnace, A/C, and water heater, energy-efficient vinyl windows throughout, and a 2025 sewer scope that came back clean and clear to the street. The deep lot with extended side driveway gives you extra parking and a real canvas for outdoor entertaining. Parks, schools, the Fox River, downtown Elgin, and Metra access are all close by. Sold as-is.

Interior Details

Square Feet
  • 1648

Bedrooms
  • 4

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Window A/c

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 5663

Water
  • Yes

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • Victorian

Exterior
  • Wood

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$3,816

$7,943

$38,917

--%

$46,860

2018

$3,771

$7,483

$36,662

--%

$44,145

2017

$3,675

$7,074

$34,659

--%

$41,733

2016

$3,489

$6,563

$32,154

--%

$38,717

2015

$4,115

$6,016

$29,472

--%

$35,488

2013

$3,664

$6,099

$29,876

--%

$35,975

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Average Home Price in 60123

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$210,554

3 Beds

1 Baths

1,612 Sqft

8,569 Lot (sqft)

Sold 10/08/2026

$269,584

4 Beds

2 Baths

1,800 Sqft

8,712 Lot (sqft)

Sold 08/05/2026

$255,474

3 Beds

2.5 Baths

1,660 Sqft

4,851 Lot (sqft)

Sold 07/22/2026

$--

5 Beds

2 Baths

1,700 Sqft

8,363 Lot (sqft)

Sold 10/13/2026

$241,421

3 Beds

2.5 Baths

1,407 Sqft

5,719 Lot (sqft)

Sold NaN/NaN/NaN

$246,764

3 Beds

2 Baths

1,426 Sqft

5,491 Lot (sqft)

Sold 10/27/2026

$315,831

2 Beds

1 Baths

1,491 Sqft

10,000 Lot (sqft)

Sold 10/27/2026

$329,900

4 Beds

3 Baths

1,620 Sqft

9,018 Lot (sqft)

Sold 10/27/2026

$322,589

4 Beds

2 Baths

1,664 Sqft

10,000 Lot (sqft)

Sold 10/26/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
245,000
$
Down payment
49,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,470
$
HOA (Monthly)
0
$
PMI
0
$
$1,586
Your Payment
Total Monthly Payment:$1,586
Percent of Income:27%
Affordable:Yes

Details for 447 ASHLAND AVE

Property Debt

Foreclosure Contact Details