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$300,000

Listing Price

2beds

1baths

1,491sqft

10,000sqft lot

319 Oak St, Elgin, IL 60123

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

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Recently Sold

For Sale

Off Market

Single Family

Home type

201.21

Price / sqft

1923

Year built

Home Details

Charming bungalow in a convenient Elgin location, just minutes from downtown Elgin! This well-maintained home offers comfortable living spaces, abundant natural light, and plenty of storage throughout. The light-filled main level features a spacious living room with an abundance of windows, a nicely sized dining room, two generously sized bedrooms, a versatile den/office, and a full bathroom. The main level has been freshly painted, creating a bright and inviting atmosphere. The kitchen offers tons of cabinet space and plenty of room to accommodate your everyday needs. The finished basement provides additional living space with a large recreation room, along with plenty of storage and a workspace in the utility room. Enjoy your morning coffee or unwind at the end of the day on the enclosed front porch surrounded by windows, or head outside to the patio and peaceful yard. A storage shed provides even more space for tools and outdoor equipment. The property also features a driveway with parking for multiple vehicles and a 1-car garage. Ideally located within a short distance of schools, downtown Elgin, the Metra train station, and Wing Park. A great opportunity to own a charming home in a convenient location!

Interior Details

Square Feet
  • 1491

Bedrooms
  • 2

Bathrooms
  • 1

Heating
  • Has Heating:

    No

  • Heating Type:

    N/A

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 10000

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • N/A

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$3,677

$11,693

$38,681

--%

$50,374

2018

$3,514

$11,016

$35,529

--%

$46,545

2017

$3,394

$10,414

$33,588

--%

$44,002

2016

$3,180

$9,661

$31,161

--%

$40,822

2015

$3,063

$8,855

$28,562

--%

$37,417

2013

$2,743

$8,977

$28,953

--%

$37,930

percent-home-icon

Average Home Price in 60123

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$300,000

2 Beds

1 Baths

1,491 Sqft

10,000 Lot (sqft)

Sold 10/20/2026

$311,181

3 Beds

1 Baths

1,612 Sqft

8,569 Lot (sqft)

Sold 10/08/2026

$296,823

3 Beds

1 Baths

1,666 Sqft

10,346 Lot (sqft)

Sold 10/03/2026

$364,136

3 Beds

1 Baths

1,322 Sqft

5,584 Lot (sqft)

Sold 08/25/2026

$110,695

-- Beds

2 Baths

1,406 Sqft

12,932 Lot (sqft)

Sold 08/07/2026

$256,784

3 Beds

2.5 Baths

1,660 Sqft

4,851 Lot (sqft)

Sold 07/22/2026

$260,000

3 Beds

1 Baths

1,596 Sqft

7,401 Lot (sqft)

Sold 10/18/2026

$--

4 Beds

2 Baths

1,484 Sqft

3,812 Lot (sqft)

Sold NaN/NaN/NaN

$264,564

3 Beds

2.5 Baths

1,407 Sqft

5,719 Lot (sqft)

Sold NaN/NaN/NaN

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
300,000
$
Down payment
60,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,800
$
HOA (Monthly)
0
$
PMI
0
$
$1,942
Your Payment
Total Monthly Payment:$1,942
Percent of Income:33%
Affordable:No

Details for 319 OAK ST

Property Debt

Foreclosure Contact Details