18914 5th Street Sw, Lutz, FL 33548

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. *Seller willing to contribute up to $6,000 towards Buyer's closing costs and pre-paids*.nnThis updated lakefront home offers immediate equity with over $120,000 in recent upgrades and is priced over $50,000 below market value for a quick sale to accommodate seller. nnLocated on private, spring-fed Cooper Lake (80+ acres), ideal for boating, fishing, and water sports. Enjoy a boat ramp, private boathouse, kayak launch, and a fully rebuilt dock with composite decking, marine grade pilings, and a reinforced sea-wall. Relax on the screened-in porch or fenced yard with serene lake views and abundant wildlife.nnInside, the freshly painted home features vaulted ceilings, a versatile fireplace (wood-burning/gas), and an upstairs loft perfect for an office or reading area. The spacious primary suite includes CAT 3 rated windows, a large walk-in closet, and a remodeled bathroom with custom tile work. Two additional bedrooms provide flexible options, one with private garage access. nnNOTE: access to third bedroom is through the garage only.nnKey recent 2025 updates:nnNew Owens Corning roof with third nail nnGutters and underground drainagennViwinco category 3 wind-rated windowsnnHVAC ductwork, and water heaternnReinforced seawallnnFully rebuilt docknnUpdated kitchen with granite and stainless appliancesnnSituated in a quiet Lutz neighborhood near Hwy 41, SR 54, and I-75. Walk to parks, dog areas, sho