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$495,000

Listing Price

3beds

2baths

1,680sqft

15,378sqft lot

521 W Lutz Lake Fern Rd, Lutz, FL 33548

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

294.64

Price / sqft

1966

Year built

Home Details

Well-maintained 3-bedroom, 2-bath concrete block home zoned for highly regarded Steinbrenner High School, situated on an oversized corner lot in the heart of Lutz. Ideally located directly across from Lutz Nature Park and the Oscar Cooler Sports Complex, this property offers convenient access to parks, recreation, shopping, dining, and major commuter routes, all with NO HOA or CDD fees. A wide driveway, spacious 2-car carport, and covered back porch provide excellent functionality, flexible parking, and welcoming curb appeal. nInside, the home features a combination of hardwood, laminate, and tile flooring, crown molding, updated lighting, ceiling fans throughout, and abundant natural light. The functional layout is designed for comfortable everyday living and effortless entertaining. The formal dining and sitting area flows seamlessly into the updated farmhouse-style kitchen, complete with genuine wood cabinetry, tile backsplash, farmhouse sink, custom pull-out shelving, generous storage space, and updated appliances. The adjacent family room offers additional living space filled with natural light, creating a warm and inviting atmosphere.nThe primary suite includes ample closet space and an updated en-suite bathroom featuring a large walk-in shower and wood-style vanity. Two secondary bedrooms are generously sized, while the guest bathroom features tile flooring, wainscoting details, and a tub/shower combination. The oversized laundry room includes a utility sink, additiona

Interior Details

Square Feet
  • 1680

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Tile (unspecified)

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 15378

Water
  • No

Sewer
  • No

Parking
  • Type:

    Carport (unspecified)

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Mansion

Exterior
  • Brick/stone (brick And/or Stone)

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Asphalt

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$3,074

$0

$0

--%

$135,896

2019

$2,825

$0

$0

--%

$123,542

2018

$2,578

$25,705

$123,085

--%

$148,790

2017

$2,297

$19,473

$101,661

--%

$121,134

2016

$2,014

$19,473

$72,822

--%

$92,295

2014

$2,038

$27,225

$64,809

--%

$92,034

2013

$2,220

$27,225

$72,140

--%

$99,365

2012

$2,127

$0

$0

--%

$93,226

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Average Home Price in 33548

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$360,445

4 Beds

3 Baths

1,704 Sqft

18,541 Lot (sqft)

Sold 05/13/2026

$415,000

3 Beds

2 Baths

1,920 Sqft

14,078 Lot (sqft)

Sold 09/29/2026

$292,000

3 Beds

2 Baths

1,648 Sqft

17,687 Lot (sqft)

Sold 09/29/2026

$434,900

3 Beds

2 Baths

1,799 Sqft

17,514 Lot (sqft)

Sold 09/29/2026

$495,000

3 Beds

2 Baths

1,680 Sqft

15,378 Lot (sqft)

Sold 10/05/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
495,000
$
Down payment
99,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,970
$
HOA (Monthly)
0
$
PMI
0
$
$3,204
Your Payment
Total Monthly Payment:$3,204
Percent of Income:55%
Affordable:No

Details for 521 W LUTZ LAKE FERN RD

Property Debt

Foreclosure Contact Details