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$615,000

Listing Price

3beds

3baths

1,854sqft

7,458sqft lot

301 S 4th St, Saint Charles, IL 60174

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

350.79

Price / sqft

1998

Year built

Home Details

Welcome to the heart of downtown St. Charles! This updated 3-bedroom, 2.5-bath two-story home sits on a professionally landscaped, fenced corner lot just steps from the river, shops, dining, and entertainment. Enjoy evenings on the screened porch, slate patio, or by the tranquil koi pond. The oversized 2-car garage includes stairs to a full loft-ideal for storage or a workshop. Inside, youll find hardwood flooring in the living room, dining room, and vaulted family room with cozy fireplace. The remodeled eat-in kitchen features 42 shaker cabinets, quartz counters, farmhouse sink, tile backsplash, stainless steel appliances, and a breakfast bar. Upstairs, the hardwood-floored primary suite boasts an updated private bath, joined by two additional bedrooms and an updated hall bath. A full unfinished basement adds versatility. Major updates include a brand-new roof and front gutters (2025), plus new HVAC in 2022. Located in award-winning St. Charles School District and just a short drive to the Geneva Metra station!

Interior Details

Square Feet
  • 1854

Bedrooms
  • 3

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    Full

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 7458

Water
  • Yes

Sewer
  • No

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • Cape Cod

Exterior
  • Combination

Foundation
  • N/A

Roof
  • Gable

Roofing Material
  • Asphalt

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$8,905

$29,091

$78,815

--%

$107,906

2018

$8,964

$27,985

$80,087

--%

$108,072

2017

$8,745

$27,028

$77,349

--%

$104,377

2016

$9,200

$26,078

$74,633

--%

$100,711

2015

$9,753

$25,797

$76,999

--%

$102,796

2013

$8,757

$26,055

$68,583

--%

$94,638

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Average Home Price in 60174

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$396,242

-- Beds

2 Baths

2,054 Sqft

7,841 Lot (sqft)

Sold 08/25/2026

$432,548

3 Beds

1.5 Baths

1,590 Sqft

10,742 Lot (sqft)

Sold 07/22/2026

$468,012

2 Beds

2.5 Baths

1,790 Sqft

2,523 Lot (sqft)

Sold 05/26/2026

$465,000

3 Beds

2 Baths

1,788 Sqft

12,197 Lot (sqft)

Sold 09/08/2026

$643,408

3 Beds

3 Baths

1,691 Sqft

4,894 Lot (sqft)

Sold 10/05/2026

$1,367,052

3 Beds

2 Baths

1,862 Sqft

6,534 Lot (sqft)

Sold 10/06/2026

$667,806

3 Beds

1.5 Baths

1,773 Sqft

10,425 Lot (sqft)

Sold 10/05/2026

$569,999

2 Beds

1 Baths

1,859 Sqft

781 Lot (sqft)

Sold 09/29/2026

$615,000

3 Beds

3 Baths

1,854 Sqft

7,458 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
615,000
$
Down payment
123,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
3,690
$
HOA (Monthly)
0
$
PMI
0
$
$3,981
Your Payment
Total Monthly Payment:$3,981
Percent of Income:68%
Affordable:No

Details for 301 S 4TH ST

Property Debt

Foreclosure Contact Details