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$219,900

Listing Price

3beds

1baths

1,001sqft

6,098sqft lot

540 S 1st St, Pensacola, FL 32507

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

193.17

Price / sqft

1943

Year built

Home Details

Welcome to the cutest new cottage in Pensacola, just two blocks from the water! This completely remodeled 1943 cottage in downtown Pensacola is a true gem, bursting with vibrant colors and modern details. The exterior features custom stained wood shutters, fresh paint, and a fenced yard, all framed by majestic large oak trees.Inside, this charming home offers 3 bedrooms and 1 full bath, with custom-built bunk bed built-ins that maximize space and comfort, allowing it to sleep up to 8 guests. Ideal for a family or as a short-term rental property, especially with no HOA restrictions.The brand-new kitchen is a highlight, showcasing custom butcher block countertops, new cabinets, a stylish tile backsplash, and all new stainless steel appliances, including a new oven and hood. A breakfast bar opens to the living room, creating a perfect space for casual dining and socializing. Conveniently located just off the kitchen is a convenient laundry nook. New spray foam in both the crawlspace and the attic, enhancing energy efficiency throughout the home. New flooring and paint flow throughout the home, enhancing its fresh, modern feel.From the dining room, step out onto the newly built landing and stairs that lead into the inviting side yard, perfect for entertaining or relaxing. Additional features include brand new fixtures, hardware, and interior doors. The bedrooms boast custom built-in shelves, adding both functionality and charm.Outside, the property is beautifully landscaped and i

Interior Details

Square Feet
  • 1001

Bedrooms
  • 3

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Wood (unspecified)

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 6098

Water
  • No

Sewer
  • No

Parking
  • Type:

    Carport (unspecified)

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Concrete Block

Foundation
  • N/A

Roof
  • Hip

Roofing Material
  • Other (not Classified)

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$997

$0

$0

--%

$58,050

2019

$942

$0

$0

--%

$52,773

2018

$797

$9,500

$38,476

--%

$47,976

2017

$765

$9,500

$35,193

--%

$44,693

2016

$760

$9,500

$34,099

--%

$43,599

2014

$435

$0

$0

--%

$24,522

2013

$733

$0

$0

--%

$42,504

2012

$749

$0

$0

--%

$42,955

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Average Home Price in 32507

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$209,587

-- Beds

1 Baths

1,100 Sqft

7,758 Lot (sqft)

Sold 07/31/2026

$189,900

2 Beds

1 Baths

952 Sqft

6,098 Lot (sqft)

Sold 09/29/2026

$186,999

-- Beds

1 Baths

884 Sqft

6,098 Lot (sqft)

Sold 10/26/2026

$239,249

-- Beds

1 Baths

1,081 Sqft

7,784 Lot (sqft)

Sold 10/27/2026

$323,630

-- Beds

1 Baths

1,080 Sqft

6,795 Lot (sqft)

Sold 10/27/2026

$359,000

3 Beds

2 Baths

1,112 Sqft

6,891 Lot (sqft)

Sold 09/04/2026

$219,900

3 Beds

1 Baths

1,001 Sqft

6,098 Lot (sqft)

Sold 09/29/2026

$219,311

-- Beds

1 Baths

1,124 Sqft

6,194 Lot (sqft)

Sold 10/27/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
219,900
$
Down payment
43,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,319.4
$
HOA (Monthly)
0
$
PMI
0
$
$1,423
Your Payment
Total Monthly Payment:$1,423
Percent of Income:24%
Affordable:Yes

Details for 540 S 1ST ST

Property Debt

Foreclosure Contact Details