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$750,622

Listing Price

2beds

2.5baths

1,550sqft

10,000sqft lot

3520 1st Ave, Fernandina Beach, FL 32034

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

484.27

Price / sqft

1979

Year built

Home Details

Coastal Cottage tucked within lush no maintenance native Florida landscaping, the home feels like a private garden retreat walking distance to the beach. The generous 100x100 lot size provides rare space and flexibility, offering room to relax, entertain, or simply enjoy the peaceful coastal setting. Inside, vinyl plank flooring runs throughout the entire home, offering easy, low maintenance care that makes cleanup simple after sandy beach days. The primary suite opens to a spacious screened lanai with private views, perfect for enjoying morning coffee or evening breezes. A detached guest cottage adds versatility and appeal, complete with air conditioning, a kitchenette, half bath, and an enclosed outdoor shower that captures the essence of classic Florida beach living. Whether used for guests, a studio, or additional entertaining space, it enhances the property's unique coastal charm. A large rear deck invites gatherings under the stars or quiet mornings surrounded by mature landscaping. If you are searching for a beach cottage on Amelia Island with a large lot, guest house, and walkable access to the ocean, this 1st Avenue property delivers location, character, and an authentic coastal setting that is increasingly rare to find.

Interior Details

Square Feet
  • 1550

Bedrooms
  • 2

Bathrooms
  • 2.5

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Tile (unspecified)

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 10000

Water
  • No

Sewer
  • No

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Other (not Classified)

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Metal

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$11,693

$0

$0

--%

$599,256

2019

$11,565

$0

$0

--%

$544,778

2018

$10,100

$0

$0

--%

$495,253

2017

$8,973

$350,000

$100,230

--%

$450,230

2016

$2,716

$0

$0

--%

$175,789

2014

$2,724

$0

$0

--%

$173,182

2013

$2,589

$0

$0

--%

$170,623

2012

$2,534

$0

$0

--%

$167,771

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Average Home Price in 32034

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$799,900

3 Beds

3 Baths

1,680 Sqft

2,500 Lot (sqft)

Sold 10/27/2026

$849,900

3 Beds

3 Baths

1,680 Sqft

2,500 Lot (sqft)

Sold 10/27/2026

$824,000

3 Beds

2 Baths

1,653 Sqft

7,705 Lot (sqft)

Sold 10/27/2026

$750,622

2 Beds

2.5 Baths

1,550 Sqft

10,000 Lot (sqft)

Sold 10/27/2026

$705,078

3 Beds

2 Baths

1,581 Sqft

14,846 Lot (sqft)

Sold 10/26/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
750,622
$
Down payment
150,124.4
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
4,503.73
$
HOA (Monthly)
0
$
PMI
0
$
$4,859
Your Payment
Total Monthly Payment:$4,859
Percent of Income:83%
Affordable:No

Details for 3520 1ST AVE

Property Debt

Foreclosure Contact Details