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$85,000

Listing Price

3beds

1baths

869sqft

5,140sqft lot

640 E 12th St, Rochester, IN 46975

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

93.1

Price / sqft

1960

Year built

Home Details

Step into this 3-bedroom, 1-bath home thats full of possibilities. With its proven rental history, its an easy addition to an investment portfolio, but it also works perfectly as a starter home for anyone ready to settle in Rochester. The layout is simple and functional, and with just a bit of updating, you can bring out even more charm and value. Situated on a quiet street yet only minutes from shops, schools, and downtown, this property offers both comfort and convenience at a price point thats hard to beat.

Interior Details

Square Feet
  • 869

Bedrooms
  • 3

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Central

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Gas

Basement
  • Has Basement:

    No

  • Basement Type:

    No Basement

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 5140

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • N/A

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • Metal

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2019

$516

$6,600

$21,200

--%

$27,800

2019

$516

$6,600

$19,200

--%

$25,800

2017

$512

$6,600

$19,200

--%

$25,800

2016

$504

$6,600

$19,000

--%

$25,600

2016

$504

$6,600

$19,000

--%

$25,600

percent-home-icon

Average Home Price in 46975

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$123,137

2 Beds

1 Baths

823 Sqft

13,112 Lot (sqft)

Sold 09/03/2026

$222,120

3 Beds

1 Baths

936 Sqft

10,498 Lot (sqft)

Sold 10/05/2026

$148,400

3 Beds

1 Baths

864 Sqft

8,756 Lot (sqft)

Sold 09/29/2026

$89,000

2 Beds

1 Baths

954 Sqft

7,231 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
85,000
$
Down payment
17,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
510
$
HOA (Monthly)
0
$
PMI
0
$
$550
Your Payment
Total Monthly Payment:$550
Percent of Income:9%
Affordable:Yes

Details for 640 E 12TH ST

Property Debt

Foreclosure Contact Details