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$389,000

Listing Price

3beds

1baths

864sqft

8,728sqft lot

432 N 11th St, Fernandina Beach, FL 32034

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

459.91

Price / sqft

1960

Year built

Home Details

PRICE IMPROVEMENT! LOOK! A unicorn!!! Charming, renovated, 3 bedroom home on the island for under 400K! This will not last long so bring your offers quickly. This home is move in ready. Just move in and relax. Minutes from the gorgeous beaches of Fernandina and walking distance from downtowns Center St. where you have all the shopping and dining choices you could ever want. This home offers updated interior from floors to cabinetry, a seven year old metal roof (No Homeowners Insurance worries) and a huge fenced back yard where wildlife such as deer literally come to your fence. Plenty of room for the kids to play while you cook out on your back patio. Lots of privacy as this lot is surrounded by woodlands at the end of a dead end street. No HOA or CDDs to worry with! You couldnt ask for better on the island. Act fast or this one will be gone!

Interior Details

Square Feet
  • 864

Bedrooms
  • 3

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Carpet

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 8728

Water
  • No

Sewer
  • No

Parking
  • Type:

    Carport (unspecified)

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • N/A

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Slate

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$946

$0

$0

--%

$90,890

2019

$953

$0

$0

--%

$88,847

2018

$913

$37,152

$50,038

--%

$87,190

2017

$900

$40,867

$46,031

--%

$86,898

2016

$1,601

$37,152

$41,970

--%

$79,122

2014

$135

$0

$0

--%

$31,572

2013

$121

$0

$0

--%

$31,105

2012

$111

$0

$0

--%

$30,585

percent-home-icon

Average Home Price in 32034

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$400,404

3 Beds

2 Baths

879 Sqft

3,973 Lot (sqft)

Sold 10/27/2026

$--

2 Beds

1 Baths

868 Sqft

4,447 Lot (sqft)

Sold 09/29/2026

$340,090

3 Beds

1 Baths

816 Sqft

4,603 Lot (sqft)

Sold 10/26/2026

$389,000

3 Beds

1 Baths

864 Sqft

8,728 Lot (sqft)

Sold 10/12/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
389,000
$
Down payment
77,800
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,334
$
HOA (Monthly)
0
$
PMI
0
$
$2,518
Your Payment
Total Monthly Payment:$2,518
Percent of Income:43%
Affordable:No

Details for 432 N 11TH ST

Property Debt

Foreclosure Contact Details