Hillary Lacida
Hillary Lacida is a contributor to RealtyTrac who writes about foreclosure trends across the United States. She has written for RealtyTrac since 2025, covering state pre-foreclosure reports and the economic pressures behind them.
Latest Articles
Oregon’s 2024 pre-foreclosures are down, but mounting bills and low wages keep many families on the brink of losing their homes.
Pre-foreclosures in PA dropped 68% since Sept ’23, but struggles persist as rising costs strain vulnerable homeowners statewide.
Wyoming pre-foreclosures drop steeply, but many homeowners remain at risk amid rising costs and fading financial buffers. Stability is far from certain.
Kansas pre-foreclosures are rising due to inflation, taxes, and wages lagging. If trends continue, many struggling homeowners may face displacement ahead.
Florida’s pre-foreclosures fell 20.43% year-over-year, driven by loan modifications and a strong market, but homeowners still face high living costs and financial risks.
Pre-foreclosures in South Dakota remain steady, but rising costs and stagnant wages leave many homeowners on the brink of losing their homes.
Foreclosures in Georgia declined in June, but many homeowners still struggle with high costs and instability despite lender flexibility and relief programs.
Virginia’s pre-foreclosure rates reflect lingering economic struggles, with rising costs leaving many at risk despite a yearly decline in cases.
Michigan’s pre-foreclosures declined 21.7% from 2023 but rose nearly 10% in a month, signaling either recovery or growing housing market risk.
North Dakota’s pre-foreclosures are surging due to inflation, job losses, and high mortgage rates, leaving many families struggling to keep their homes.