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$1,525,000

Listing Price

4beds

2baths

1,508sqft

24,892sqft lot

85 Windy Cove Rd, Swanton, MD 21561

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

994.69

Price / sqft

1974

Year built

Home Details

Premium lakefront in a Premium Location! If you are looking for prime lake-frontage this is a must see. Located on a peaceful cove with level lakefront, the 4 bedroom 2 bath cottage with separate 2 car garage offers a convenient location, expansive views and great water depth. Situated in the heart of Deep Creek Lake, this property is truly close to everything: 1 mile to Deep Creek Lake State Park, 2 miles to top quality restaurants, 2.5 miles to Garrett Cinemas and Arrowhead Market, 3.7 miles to marinas, 8 miles to Wisp Resort, a few miles by water to the Deep Creek Yacht Club, about 5 miles to Thousand Acres Golf Club and about 10 miles to Lodestone Golf Course and attractions like Swallow Falls and Herrington Manor State Parks. The property also offers easy access to I-68 and Corridor H. The location on the lake is ideal for all outdoor activities, including Boating, Sailing, Kayaking, Water Skiing, Tubing, and Surfing. The property qualifies for a Type A dock which allows 2 power boats and a third vessel like a WaveRunner or sailboat. This charming cottage includes a main level primary suite, an updated kitchen with granite counters and stainless steel appliances, large spaces for entertainment, 2 full bathrooms, a separate dining room, central A/C, public sewer (avoiding the construction restrictions imposed by septic systems), and 100 feet of level lake frontage. The coveted southern exposure offers all day sun to the dock, yard, firepit, and lakeside deck. Two-car gara

Interior Details

Square Feet
  • 1508

Bedrooms
  • 4

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Electric

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Electric

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 24892

Water
  • No

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • Conventional

Exterior
  • N/A

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2021

$6,550

$0

$0

--%

$520,733

2020

$6,515

$376,800

$141,100

--%

$517,900

2019

$6,172

$376,800

$141,100

--%

$517,900

2018

$6,121

$376,800

$141,100

--%

$517,900

2017

$6,120

$376,800

$143,400

--%

$520,200

2015

$6,148

$376,800

$143,400

--%

$520,200

2014

$7,884

$521,800

$150,900

--%

$672,700

2012

$7,816

$0

$0

--%

$672,700

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Average Home Price in 21561

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$266,708

-- Beds

2 Baths

1,548 Sqft

39,202 Lot (sqft)

Sold 05/29/2026

$1,525,000

4 Beds

2 Baths

1,508 Sqft

24,892 Lot (sqft)

Sold 09/29/2026

$1,125,000

5 Beds

4 Baths

1,512 Sqft

27,442 Lot (sqft)

Sold 09/29/2026

$479,000

3 Beds

2 Baths

1,539 Sqft

43,560 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
1,525,000
$
Down payment
305,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
9,150
$
HOA (Monthly)
0
$
PMI
0
$
$9,872
Your Payment
Total Monthly Payment:$9,872
Percent of Income:169%
Affordable:No

Details for 85 WINDY COVE RD

Property Debt

Foreclosure Contact Details

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