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$445,000

Listing Price

3beds

2baths

1,416sqft

13,504sqft lot

518 Whiting St, Grass Valley, CA 95945

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

315.77

Price / sqft

1977

Year built

Home Details

This three-bedroom, two-bath Grass Valley home sits quietly back from the street on a generous quarter-acre lot, close enough to downtown to walk for coffee, but far enough back from the street that you actually exhale when you pull in. Fresh exterior paint, new flooring, and an updated kitchen mean the work is already done you arrive and you live. What makes this home worth a closer look is how it's been used. The lower-level functions as a self-contained studio with its own entrance, and the owner has run it that way for years an Emporia energy monitor already installed to track utilities separately. It isn't a permitted ADU, but the bones, the layout, and the NC Flex / Grass Valley City zoning make a Junior ADU conversion a realistic next step for someone who wants to offset their mortgage the right way. Owned solar paid in full through escrow means the energy bills are already working in your favor. Outside: a two-car carport with attached storage and workshop space, room for a real garden, and a large attic with exterior access all open the door to future expansion when you're ready. The shared driveway is easy, and the commute access is as good as it gets in this part of town.

Interior Details

Square Feet
  • 1416

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Electric

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Wall Unit

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Electric

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 13504

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • Traditional/old

Exterior
  • N/A

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$2,857

$79,590

$185,179

--%

$264,769

2019

$2,738

$78,030

$181,549

--%

$259,579

2018

$2,726

$76,500

$177,990

--%

$254,490

2017

$2,618

$75,000

$174,500

--%

$249,500

2016

$1,966

$70,873

$119,942

--%

$190,815

2014

$1,908

$68,442

$115,827

--%

$184,269

2013

$1,876

$68,133

$115,304

--%

$183,437

2012

$1,842

$66,798

$113,044

--%

$179,842

percent-home-icon

Average Home Price in 95945

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$532,187

4 Beds

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Sold 08/18/2026

$475,919

3 Beds

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1,353 Sqft

6,970 Lot (sqft)

Sold 04/29/2026

$504,000

2 Beds

1 Baths

1,279 Sqft

5,227 Lot (sqft)

Sold 09/29/2026

$673,217

3 Beds

2 Baths

1,541 Sqft

5,663 Lot (sqft)

Sold 10/06/2026

$549,000

4 Beds

2 Baths

1,248 Sqft

6,970 Lot (sqft)

Sold 10/05/2026

$565,000

3 Beds

2 Baths

1,596 Sqft

8,276 Lot (sqft)

Sold 10/06/2026

$549,000

2 Beds

2 Baths

1,264 Sqft

3,049 Lot (sqft)

Sold 09/29/2026

$640,000

3 Beds

2 Baths

1,619 Sqft

7,841 Lot (sqft)

Sold 10/06/2026

$445,000

3 Beds

2 Baths

1,416 Sqft

13,504 Lot (sqft)

Sold 10/05/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
445,000
$
Down payment
89,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,670
$
HOA (Monthly)
0
$
PMI
0
$
$2,881
Your Payment
Total Monthly Payment:$2,881
Percent of Income:49%
Affordable:No

Details for 518 WHITING ST

Property Debt

Foreclosure Contact Details