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$495,000

Listing Price

3beds

2baths

1,638sqft

41,818sqft lot

391 S White Rock Rd, Holmes, NY 12531

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

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For Sale

Off Market

Single Family

Home type

330.99

Price / sqft

1951

Year built

Home Details

Newly renovated Cape Cod on almost an acre in move in condition. The large living room has sliding doors to the amazing back deck which overlooks the fenced in backyard and private woods behind it. The sun filled dining room leads into the kitchen with new flooring, stainless appliances and a nice sized pantry. Also on the main level is a bedroom and a full bath. Upstairs you will find another 2/3 bedrooms and a half bathroom. The partially finished basement has a playroom/game room, full office and utility room with a washer and dryer. Some of the recent upgrades include a new roof, new gutters, new HVAC system with central air and a heat pump. Also recently renovated bathrooms, new septic tank and both driveways just paved. This home was really cared for and truly a must see.

Interior Details

Square Feet
  • 1638

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Yes

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Oil

Basement
  • Has Basement:

    No

  • Basement Type:

    Partial

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 41818

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • Cape Cod

Exterior
  • Wood

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • Asphalt

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$7,085

$20,300

$82,400

--%

$102,700

2018

$5,445

$20,300

$73,400

--%

$93,700

2017

$5,460

$20,300

$73,400

--%

$93,700

2016

$5,568

$20,300

$73,400

--%

$93,700

2015

$5,735

$20,300

$73,400

--%

$93,700

2013

$5,778

$20,300

$73,400

--%

$93,700

2011

$5,752

$20,300

$73,400

--%

$93,700

percent-home-icon

Average Home Price in 12531

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$499,000

3 Beds

2 Baths

1,406 Sqft

28,314 Lot (sqft)

Sold 10/13/2026

$720,000

3 Beds

2 Baths

1,522 Sqft

15,682 Lot (sqft)

Sold 10/13/2026

$495,000

3 Beds

2 Baths

1,638 Sqft

41,818 Lot (sqft)

Sold 10/12/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
495,000
$
Down payment
99,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,970
$
HOA (Monthly)
0
$
PMI
0
$
$3,204
Your Payment
Total Monthly Payment:$3,204
Percent of Income:55%
Affordable:No

Details for 391 S WHITE ROCK RD

Property Debt

Foreclosure Contact Details