101 White Oaks Blvd, Panama City, FL 32409

Seller offering a $10,000 concession toward the Buyer's closing costs or flex money with an acceptable offer. Seller is motivated! As-Is Opportunity with Strong Fundamentals & Exceptional Potential A rare opportunity for an investor or owner-occupant who understands value and vision! Offered As Is, this home primarily needs fine-tuning, cosmetic updates, and selective improvements, the best and most important parts of the home are in use, intact, and functional, providing a solid foundation to elevate the property to its full potential. The home was originally designed with 6 bedrooms, featuring five bedrooms in the main residence and an additional sixth bedroom within the finished workshop/garage space; ideal for guests, extended family, or future apartment conversion. Note- the cabinets and appliances in the finished garage do not convey with sale. Several bedrooms would benefit from new flooring, allowing the next owner to update finishes while preserving the home's generous layout. The gourmet kitchen showcases granite countertops, custom cabinetry, and a built-in wine rack. With thoughtful updates, this space can easily be brought back to life as the true heart of the home. The primary suite is one of the most impressive features: exceptionally spacious and beautifully laid out, offering the scale and presence buyers seek in a true owner's retreat. Bonus is one of the additional bedrooms offers the flexibility to function as a second primary suite, perfect for guests or