Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

$399,500

Listing Price

3beds

2.5baths

1,573sqft

4,065sqft lot

1860 Whispering Oaks Ln, Fort Walton Beach, FL 32547

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

253.97

Price / sqft

1997

Year built

Home Details

3 bedroom + a BONUS ROOMnWelcome to 1860 Whispering Oaks Lane, a beautifully updated and thoughtfully customized home in one of Fort Walton Beach's most convenient locations.nAn assumable VA loan with a 5.625% interest rate presents a rare opportunity for qualified buyers. Conveniently located approximately 7 minutes from Hurlburt Field and 11 minutes from Eglin AFB, the home also offers easy access to beaches, shopping, dining, and everyday conveniences.nRecent updates include a newer roof, HVAC system, quartz countertops, luxury vinyl plank flooring, updated cabinetry, fixtures, and modern finishes throughout. Custom touches include a built-in entry storage station, custom pantry, walk-in closet system, elevated laundry platform, electric fireplace feature wall, dry bar, and extensive garage shelving.nA standout feature is the approximately 600-square-foot finished attic bonus space with its own dedicated heating and cooling system--ideal for a media room, home office, fitness area, hobby room, or additional living space.nWith move-in-ready updates, exceptional storage, flexible bonus space, and a prime location, this home offers a unique combination of comfort, functionality, and value.

Interior Details

Square Feet
  • 1573

Bedrooms
  • 3

Bathrooms
  • 2.5

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Tile (unspecified)

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 4065

Water
  • No

Sewer
  • No

Parking
  • Type:

    Garage, Attached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Brick

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Wood

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$2,075

$40,106

$120,196

--%

$160,302

2019

$1,975

$38,196

$112,395

--%

$150,591

2018

$1,868

$37,083

$103,693

--%

$140,776

2017

$1,804

$37,083

$98,291

--%

$135,374

2016

$1,741

$35,657

$95,772

--%

$131,429

2014

$1,599

$0

$0

--%

$118,849

2013

$1,541

$0

$0

--%

$114,612

2012

$1,490

$0

$0

--%

$114,767

percent-home-icon

Average Home Price in 32547

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$361,927

3 Beds

2 Baths

1,642 Sqft

5,596 Lot (sqft)

Sold 08/28/2026

$283,422

3 Beds

3 Baths

1,567 Sqft

12,287 Lot (sqft)

Sold 07/15/2026

$256,403

3 Beds

2.5 Baths

1,540 Sqft

2,195 Lot (sqft)

Sold 07/01/2026

$289,093

3 Beds

2.5 Baths

1,540 Sqft

1,775 Lot (sqft)

Sold 07/01/2026

$237,863

3 Beds

2.5 Baths

1,404 Sqft

1,864 Lot (sqft)

Sold 05/13/2026

$355,000

3 Beds

2 Baths

1,537 Sqft

0 Lot (sqft)

Sold 09/29/2026

$300,000

3 Beds

2.5 Baths

1,428 Sqft

1,540 Lot (sqft)

Sold 10/06/2026

$299,957

3 Beds

2.5 Baths

1,428 Sqft

1,540 Lot (sqft)

Sold 09/29/2026

$300,000

3 Beds

2 Baths

1,428 Sqft

1,540 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
399,500
$
Down payment
79,900
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,397
$
HOA (Monthly)
0
$
PMI
0
$
$2,586
Your Payment
Total Monthly Payment:$2,586
Percent of Income:44%
Affordable:No

Details for 1860 WHISPERING OAKS LN

Property Debt

Foreclosure Contact Details