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$4,396,042

Listing Price

3beds

3baths

3,271sqft

5,390sqft lot

657 Western Lake Dr, Santa Rosa Beach, FL 32459

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

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For Sale

Single Family

Home type

1343.94

Price / sqft

2003

Year built

Home Details

The newest home in Phase 1 of WaterColor, 657 Western Lake Drive offers a rare opportunity to own what essentially lives as a brand-new home in the most established and sought-after section of the community. Completed in January 2025 following a comprehensive top-to-bottom rebuild, every aspect of the home has been thoughtfully redesigned and reconstructed with high-quality materials, modern systems, and refined coastal finishes--creating a residence that feels entirely new in the heart of original WaterColor.nnPerfectly positioned overlooking Western Lake and directly along the WaterColor walking trails, the home places you in the center of the community's most iconic amenities. Cerulean Park, the LakeHouse, Boathouse, and Marina Pool are just steps away, while the WaterColor Beach Club, Gulf-front pools, the beach, the WaterColor Inn, and the shops and restaurants along 30A are all conveniently nearby. Tennis and pickleball courts, the future fitness center, Camp WaterColor, and the Frog Pool are also easily accessible, while the boutiques and dining of Seaside are just a short bike ride away along the scenic 30A path, or a quick walk down the "secret path".nnThe nearly 3,100-square-foot home offers four bedrooms and four-and-a-half bathrooms, along with four covered decks designed to capture views of Western Lake and the surrounding natural landscape. Two screened rear decks connect seamlessly to the living room and primary suite through folding-glass doors, expanding both

Interior Details

Square Feet
  • 3271

Bedrooms
  • 3

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    Central

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    N/A

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    Wood (unspecified)

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 5390

Water
  • No

Sewer
  • No

Parking
  • Type:

    Driveway Brick

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    0

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • Yes

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 2

Style
  • N/A

Exterior
  • Concrete

Foundation
  • N/A

Roof
  • Gable/hip

Roofing Material
  • Other (not Classified)

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$14,743

$1,021,699

$455,273

--%

$1,476,972

2019

$13,574

$0

$0

--%

$1,293,512

2018

$11,725

$875,500

$300,420

--%

$1,175,920

2017

$14,772

$1,224,080

$302,043

--%

$1,526,123

2016

$14,036

$1,177,000

$301,758

--%

$1,478,758

2014

$12,384

$0

$0

--%

$1,297,726

2013

$10,292

$375,000

$617,237

--%

$992,237

2011

$10,282

$0

$0

--%

$1,068,716

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Average Home Price in 32459

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$3,713,874

6 Beds

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5,053 Lot (sqft)

Sold 10/07/2026

$11,495,000

5 Beds

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2,788 Lot (sqft)

Sold 10/05/2026

$4,599,000

4 Beds

4 Baths

3,353 Sqft

2,744 Lot (sqft)

Sold 09/29/2026

$4,485,000

5 Beds

4 Baths

3,748 Sqft

7,275 Lot (sqft)

Sold 09/29/2026

$2,548,656

4 Beds

4 Baths

2,782 Sqft

3,615 Lot (sqft)

Sold 10/06/2026

$4,295,000

4 Beds

5 Baths

2,828 Sqft

5,489 Lot (sqft)

Sold 10/05/2026

$3,550,000

3 Beds

4.5 Baths

3,056 Sqft

5,184 Lot (sqft)

Sold 10/06/2026

$2,718,803

3 Beds

3 Baths

3,431 Sqft

7,465 Lot (sqft)

Sold 10/06/2026

$4,599,000

5 Beds

6 Baths

3,496 Sqft

6,052 Lot (sqft)

Sold 09/29/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
4,396,042
$
Down payment
879,208.4
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
26,376.25
$
HOA (Monthly)
0
$
PMI
0
$
$28,456
Your Payment
Total Monthly Payment:$28,456
Percent of Income:488%
Affordable:No

Details for 657 WESTERN LAKE DR

Property Debt

Foreclosure Contact Details