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$475,000

Listing Price

4beds

3baths

2,036sqft

16,675sqft lot

5521 Waterloo Rd, Ellicott City, MD 21043

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

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For Sale

Off Market

Single Family

Home type

233.3

Price / sqft

1947

Year built

Home Details

This charming Cape Cod with a detached 2-car garage is nestled on a picturesque 0.38-acre wooded lot in sought-after Ellicott City! This unbeatable location offers close proximity to Columbia, allowing easy enjoyment of trails, shopping, dining, parks, and many of Columbias sought-after amenities. This home features 4 bedrooms, 3 full bathrooms, and timeless character thoughtfully blended with modern updates throughout. Gleaming hardwood flooring welcomes you into the light-filled main level featuring a spacious living room, formal dining room, and an updated kitchen complete with granite countertops, tile backsplash, and gas cooking. Two main-level bedrooms and a full bathroom provide flexible living options, while the upper level offers additional generously sized bedrooms and an en-suite bathroom. Enjoy year-round relaxation in the enclosed porch with vaulted ceilings overlooking the peaceful backyard and mature trees. The finished walk-out lower level expands the living space with a large recreation room, full bathroom, and abundant storage space. Additional highlights include energy-efficient replacement windows, a Carrier HVAC system, and a large and spacious 2-car garage. Perfectly situated with convenient access to Rt 100, I-95, and Rt 29, this home offers the perfect combination of charm, space, land, and modern updates in a spectacular Howard County location! This home is in need of some TLC and is priced accordingly.

Interior Details

Square Feet
  • 2036

Bedrooms
  • 4

Bathrooms
  • 3

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Finished

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 16675

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    2

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • N/A

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2021

$5,159

$137,300

$192,900

--%

$330,200

2020

$5,138

$0

$0

--%

$328,700

2019

$4,836

$0

$0

--%

$327,200

2018

$4,799

$137,300

$188,400

--%

$325,700

2017

$4,636

$0

$0

--%

$313,833

2015

$4,234

$157,300

$132,800

--%

$290,100

2014

$4,327

$0

$0

--%

$290,100

2012

$4,421

$0

$0

--%

$290,100

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Average Home Price in 21043

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$650,876

-- Beds

2 Baths

1,792 Sqft

15,000 Lot (sqft)

Sold 09/03/2026

$697,308

-- Beds

2.5 Baths

2,190 Sqft

8,422 Lot (sqft)

Sold 10/06/2026

$575,000

4 Beds

3 Baths

1,864 Sqft

21,039 Lot (sqft)

Sold 09/29/2026

$685,000

3 Beds

3 Baths

1,920 Sqft

21,344 Lot (sqft)

Sold 10/05/2026

$765,000

4 Beds

4 Baths

2,152 Sqft

21,344 Lot (sqft)

Sold 09/29/2026

$719,000

-- Beds

2.5 Baths

2,078 Sqft

8,407 Lot (sqft)

Sold 10/06/2026

$475,000

4 Beds

3 Baths

2,036 Sqft

16,675 Lot (sqft)

Sold 10/05/2026

$696,033

-- Beds

2 Baths

1,980 Sqft

8,829 Lot (sqft)

Sold 10/05/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
475,000
$
Down payment
95,000
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
2,850
$
HOA (Monthly)
0
$
PMI
0
$
$3,075
Your Payment
Total Monthly Payment:$3,075
Percent of Income:53%
Affordable:No

Details for 5521 WATERLOO RD

Property Debt

Foreclosure Contact Details

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