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$308,000

Listing Price

2beds

1baths

528sqft

5,227sqft lot

10 Waterford Rd, Patterson, NY 12563

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Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Single Family

Home type

588.39

Price / sqft

1932

Year built

Home Details

Escape the ordinary and embrace lakeside living in this thoughtfully designed, move-in-ready cottage. Wake up to year-round lake views, spend your days at the private beach, and unwind with unforgettable sunsets from the comfort of home. Perfectly positioned across from Putnam Lake and a short walk to private Warren Beach, this isnt just a home, its a front-row seat to natures most spectacular show. Tucked away on a quiet side street with only a handful of neighbors, the property offers a rare sense of privacy while still feeling connected. Whether youre searching for a chic starter home, downsizing, or a weekend escape, this home offers a lifestyle thats hard to replicate. Inside, the home welcomes you with warmth and character, centered around a floor-to-ceiling stone corner fireplace that creates an inviting gathering space. The updated kitchen is bright and functional, while the primary bedroom offers a peaceful retreat with lake views through a large picture window. Outside, the elevated yard sits above the street, creating a private setting for morning coffee, tea or quiet evenings under the stars overlooking the water. Beyond its charm, this home delivers peace of mind with significant recent upgrades, including a new septic system, well and pump, and high-efficiency HVAC with central air and heating, so the heavy lifting is already done. Best of all, exclusive lake and beach rights are included in the taxes with no additional HOA fees. Dedicated parking is located acr

Interior Details

Square Feet
  • 528

Bedrooms
  • 2

Bathrooms
  • 1

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Yes

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    Yes

  • Fuel Type:

    Oil

Basement
  • Has Basement:

    No

  • Basement Type:

    No Basement

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 5227

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 1

Style
  • Cottage

Exterior
  • Stucco

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • N/A

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2020

$10,167

$25,800

$155,800

--%

$181,600

2018

$9,858

$24,000

$153,200

--%

$177,200

2017

$5,609

$19,200

$153,200

--%

$172,400

2016

$5,561

$19,200

$151,500

--%

$170,700

2015

$5,548

$19,200

$151,500

--%

$170,700

2013

$4,360

$19,200

$158,600

--%

$177,800

2011

$5,078

$19,200

$162,200

--%

$181,400

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Average Home Price in 12563

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$308,000

2 Beds

1 Baths

528 Sqft

5,227 Lot (sqft)

Sold 10/05/2026

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Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
308,000
$
Down payment
61,600
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,848
$
HOA (Monthly)
0
$
PMI
0
$
$1,994
Your Payment
Total Monthly Payment:$1,994
Percent of Income:34%
Affordable:No

Details for 10 WATERFORD RD

Property Debt

Foreclosure Contact Details