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$329,900

Listing Price

3beds

2baths

1,318sqft

8,749sqft lot

45 W Water St, Smithsburg, MD 21783

Member Features

Find Real Estate Bargain!

  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

228.78

Price / sqft

1953

Year built

Home Details

MOVE IN READY! This charming Cape Cod home in the heart of Smithsburg offers a perfect blend of comfort and style. The Hardwood Floors have been refinished and the interior and exterior are freshly painted. New roof in 2024! With 3 spacious bedrooms and 2 full bathrooms, the traditional floor plan invites you to enjoy cozy gatherings in the dining area or relax by the Living room fireplace on chilly evenings. The rustic kitchen with new faucet and vinyl plank flooring features essential appliances, including an electric oven/range a new refrigerator and new dishwasher, making meal prep a breeze. The upstairs bathroom has also been fully renovated. Step outside to a lovely porch, ideal for morning coffee or evening relaxation, and enjoy the expansive 0.4-acre lot, complete with a detached garage. The home is close to nearby parks and recreational areas perfect for outdoor activities. Experience the warmth and charm of this delightful home, where every detail is designed for comfort and convenience.

Interior Details

Square Feet
  • 1318

Bedrooms
  • 3

Bathrooms
  • 2

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Forced Air With Air Conditioning

Cooling
  • Has Cooling:

    Yes

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 8749

Water
  • No

Sewer
  • Yes

Parking
  • Type:

    Garage, Detached

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    1

Deck
  • No

Patio
  • No

Fence
  • No

Pool
  • No

Porch
  • No

Stoop
  • No

Breezeway
  • No

Construction Details

Number of Stories
  • 1

Style
  • N/A

Exterior
  • Brick

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2021

$1,280

$0

$0

--%

$137,567

2020

$1,284

$0

$0

--%

$137,433

2019

$1,283

$53,700

$83,600

--%

$137,300

2018

$1,283

$53,700

$83,600

--%

$137,300

2017

$1,283

$53,700

$83,600

--%

$137,300

2015

$1,335

$53,700

$89,100

--%

$142,800

2014

$1,335

$0

$0

--%

$142,800

2011

$1,525

$0

$0

--%

$163,200

percent-home-icon

Average Home Price in 21783

Nearby Properties

Zip Code

Price

Bed

Bath

Sqft

Lot

Sold Date

$429,069

-- Beds

3 Baths

1,320 Sqft

17,520 Lot (sqft)

Sold 10/27/2026

$384,900

4 Beds

2 Baths

1,488 Sqft

22,310 Lot (sqft)

Sold 10/13/2026

$345,000

2 Beds

2 Baths

1,376 Sqft

10,371 Lot (sqft)

Sold 10/13/2026

$290,000

3 Beds

1 Baths

1,512 Sqft

10,406 Lot (sqft)

Sold 10/13/2026

$329,900

3 Beds

2 Baths

1,318 Sqft

8,749 Lot (sqft)

Sold 10/26/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
329,900
$
Down payment
65,980
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
1,979.4
$
HOA (Monthly)
0
$
PMI
0
$
$2,136
Your Payment
Total Monthly Payment:$2,136
Percent of Income:37%
Affordable:No

Details for 45 W WATER ST

Property Debt

Foreclosure Contact Details

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