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$968,866

Listing Price

--beds

3.5baths

3,030sqft

4,066sqft lot

109 N Water St, Chestertown, MD 21620

Member Features

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  • Full foreclosure details

  • Home value, equity and ownership info

  • Find homes priced below market

  • Get full access with a FREE Account

Already a member?

For Sale

Off Market

Single Family

Home type

319.76

Price / sqft

1739

Year built

Home Details

109 South Water, along with the historic Custom House, is a bookend to a small, but iconic, cluster of historic (c1900) townhouses that give pause to every passer-by, especially those equipped with a lens. Beautifully designed and maintained block-wide landscaping, individually maintained, provides exceptional street appeal. The smallest (2064 square feet) of the four clapboard houses, all with engaging front porches, has the benefit of additional light from its' six southern facing windows overlooking the waterside lawn, with sculpture, of the historic residence of the President of Washington College. Two quaint river side porches, one screened, guarantee that calm, cool, collected vibe. nIn 2024, a substantial restoration effort focused on new mechanical systems (including electrical) kitchen and laundry appliances, rebuilt front porch and roof, and the opening up of the two third-floor bedrooms into a beautiful street to riverside space, currently a tech-heavy creative office space but could be earmarked for an amazing primary suite.nFor the future-minded, well-funded buyer(s), a flawless expansion plan, with HDC approvals, by architect John Hutchinson, are available for use.

Interior Details

Square Feet
  • 3030

Bedrooms
  • N/A

Bathrooms
  • 3.5

Heating
  • Has Heating:

    Yes

  • Heating Type:

    Radiant

Cooling
  • Has Cooling:

    No

  • Cooling Type:

    N/A

Fuel
  • Has Fuel:

    No

  • Fuel Type:

    N/A

Basement
  • Has Basement:

    No

  • Basement Type:

    Basement (unspecified)

Flooring
  • Has Flooring:

    No

  • Flooring Type:

    N/A

Fireplace
  • Has Fireplace:

    Yes

  • Fireplace Type:

    N/A

Property Details

Lot Size
  • 4066

Water
  • Yes

Sewer
  • Yes

Parking
  • Type:

    N/A

  • Location:

    N/A

  • Status:

    N/A

  • Number of Spaces:

    N/A

Deck
  • N/A

Patio
  • N/A

Fence
  • N/A

Pool
  • N/A

Porch
  • N/A

Stoop
  • N/A

Breezeway
  • N/A

Construction Details

Number of Stories
  • 2

Style
  • Conventional

Exterior
  • Brick

Foundation
  • N/A

Roof
  • N/A

Roofing Material
  • Composition Shingle

Tax History

Year

Amount

Land

Improvement

Percent Change

Assessment

2021

$12,201

$0

$0

--%

$778,533

2020

$12,135

$406,600

$369,300

--%

$775,900

2019

$12,057

$406,600

$369,300

--%

$775,900

2018

$11,669

$406,600

$369,300

--%

$775,900

2017

$11,773

$406,600

$376,200

--%

$782,800

2015

$11,773

$406,600

$376,200

--%

$782,800

2014

$13,751

$525,000

$389,300

--%

$914,300

2012

$13,751

$0

$0

--%

$914,300

percent-home-icon

Average Home Price in 21620

Nearby Properties

Zip Code

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Bed

Bath

Sqft

Lot

Sold Date

$583,063

-- Beds

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20,000 Lot (sqft)

Sold 10/07/2026

$690,155

-- Beds

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3,000 Lot (sqft)

Sold 09/16/2026

$1,029,658

-- Beds

2.5 Baths

3,189 Sqft

4,457 Lot (sqft)

Sold 09/09/2026

$1,009,820

-- Beds

3.5 Baths

2,786 Sqft

5,900 Lot (sqft)

Sold 07/07/2026

$949,004

-- Beds

2.5 Baths

3,034 Sqft

8,181 Lot (sqft)

Sold 05/20/2026

$1,250,000

5 Beds

5 Baths

3,247 Sqft

10,977 Lot (sqft)

Sold 09/29/2026

$1,245,500

5 Beds

4 Baths

3,243 Sqft

2,688 Lot (sqft)

Sold 11/07/2025

$795,000

4 Beds

3 Baths

2,736 Sqft

12,022 Lot (sqft)

Sold 09/29/2026

$675,000

5 Beds

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2,838 Sqft

11,000 Lot (sqft)

Sold 10/03/2026

percent-home-icon

Calculators

Mortgage

Mortgage Calculator

Calculate your monthly mortgage payments.
Household Income
70,000
$
Home price
968,866
$
Down payment
193,773.2
$
Mortgage Rate
6.5
%
Loan Term
Property Tax Rate
1.1
%
Homeowner's Insurance (Annual)
5,813.19
$
HOA (Monthly)
0
$
PMI
0
$
$6,272
Your Payment
Total Monthly Payment:$6,272
Percent of Income:108%
Affordable:No

Details for 109 N WATER ST

Property Debt

Foreclosure Contact Details